Business Details
37 Years
experience
Emergency
services
Trusted Insurance Solutions for Hawaii Businesses
Business Insurance Services has been serving Hawaii's businesses and residents since 1989 with comprehensive insurance solutions. As a locally owned and operated agency, we've expanded our operations to include branch offices on Maui, Kauai, and the Big Island, establishing ourselves as one of the largest independent insurance providers in the state. With over three decades of experience, our team specializes in creating tailored insurance programs that address the unique needs of commercial enterprises, individual policyholders, and risk management scenarios. We maintain strong partnerships with multiple insurance carriers to ensure our clients receive optimal coverage at competitive rates. Our dedicated claims department provides ongoing support throughout the claims process, ensuring timely resolution of loss incidents.We offer a complete spectrum of insurance services including life insurance, group medical benefits, workers' compensation, and property liability coverage. Our risk management services focus on hazard identification and implementation of preventive measures to minimize business exposures. The agency continues to uphold its founding commitment to providing dependable insurance solutions while adapting to evolving market conditions and regulatory requirements. We maintain transparent communication with policyholders regarding coverage limitations and policyholder responsibilities. Our payment processing system ensures efficient handling of premium payments while maintaining appropriate verification procedures for policy coverage.
Services
Commercial Lines
Personal Lines
Risk Management
Life Insurance
Group Medical Benefits
Claims Processing
Workers' Compensation
Details
- Year established: 1989
Highlights and features
- Our agency has provided tailored insurance solutions since 1989
- We maintain partnerships with multiple leading insurance carriers
- We offer comprehensive risk management services for businesses
- Our dedicated claims department supports policyholders through loss incidents
- We provide transparent communication about coverage limitations
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions protecting businesses with tailored coverage options. Our services include property insurance, liability protection, workers' compensation, and bonding solutions designed to mitigate business risks. Our experienced team works with clients to develop customized insurance programs that align with their specific industry requirements and operational exposures.
Personal Insurance
Our personal insurance services offer protection for home, automobile, and liability risks. We provide customized coverage solutions that safeguard personal assets while minimizing financial exposures. Our policies are designed to ensure financial security for policyholders and their families through comprehensive protection against common personal risks and liabilities.
Risk Management
We partner with businesses to implement effective risk management strategies that identify potential hazards and reduce exposure to financial losses. Our services include hazard assessment, implementation of preventive measures, and development of risk mitigation protocols tailored to each business's specific operations and industry requirements.
Life Insurance
We offer life insurance solutions designed to provide financial security for loved ones. Our offerings include term life, whole life, and specialized policies that provide death benefit protection while maintaining flexible investment components. Our agents help clients select coverage amounts and policy structures that meet their specific estate planning and financial security needs.
Group Medical Benefits
We assess health insurance options and group benefit plans to help businesses optimize their employee benefit programs. Our services include market analysis, cost comparison, and plan selection assistance to implement comprehensive medical coverage solutions that meet organizational budget constraints while providing valuable employee benefits.
Questions
What types of insurance services do you offer?
We provide commercial insurance, personal insurance, life insurance, group medical benefits, risk management solutions, and workers' compensation coverage.
Do you handle insurance claims directly?
We assist with claim reporting to insurance carriers and maintain dedicated support for policyholders throughout the claims process.
How can I make insurance premium payments?
We offer convenient online payment options for policy premium payments through our secure payment processing system.
Are you available for emergencies?
Our main office provides support for urgent insurance needs during regular business hours with access to carrier representatives for critical situations.
Do you serve locations outside Honolulu?
We have branch offices on Maui, Kauai, and the Big Island, providing coverage throughout the entire state of Hawaii.
Reviews (6)
J. B.
Dec 12, 2019
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Reid is an upstanding individual and a great insurance guy. You can call him at all hours and he always answers his phone, even at night on the weekends. He's always able to get quotes the very same day and it's always the lowest price. Some have told me that he will even pick up your payment to deliver it to the insurance company if it's late. Don't hesitate to call Reid right now, he will solve all your insurance needs.
Krystle M.
Aug 30, 2019
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I have known Reid for many years as an insurance professional and been insured with him for the last few months. So far I've needed a number of different things, for additional insureds and other information about my coverage. Each interaction has been quick, professional and left me feeling like I've got the right people on my team to best run my business in the most efficient way. Big mahalo to Reid and his team for all of their help. If you need business insurance, know that Reid will always tell you the truth and point you in the best direction, whether it's with him or elsewhere
JoJo K.
Nov 06, 2017
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I am a Licensed Family Childcare Provider. After a recent training we were concerned about our current homeowners policy covering us despite a separate liability coverage. Reid listened to my concerns, and explained our policies and the possible difficulties of new policies. He suggested that we just increase our current coverages and add on business property coverage. He was so helpful and friendly!
Niko S.
Jan 10, 2017
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I have had Reid Higashi as my agent for several years now. Whenever I needed a copy of my insurance policy to be sent with additional insured holders added, he and his assistants were able to get those out Pronto! We have had NO ISSUES with getting quotes and information on what worked best for my food business. Business Insurance is a one-stop shop kind of insurance company. I was able to insure my business, auto and my worker's all through Reid Higashi. All emails and phone calls if I wasn't able to get an answer right away were returned within that day if not within the hour especially
Joshua F.
Mar 02, 2016
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My company used Reid for our business insurance over the past several years. It was great to have an agent who was accessible and most importantly, truly cared for my company's well being by offering the best policies possible. I would highly recommend Reid and his agency to anyone looking for any type of insurance!
Jason L.
Nov 17, 2013
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Reid has been very helpful over the past month in helping me to find a better insurance rate than on the mainland. I really wanted a local insurance agent rather than dealing with someone who is six hours behind me. I met Reid through BNI and although I left the chapter because I got too busy, I kept him in mind. He has been very thorough and I look forward to having someone local I can call for all of my questions.
