With the difficulties in our economy and the great loss of employment, millions of Americans have been placed in a position of being unable to fulfill their obligations. Mounting credit card debt, mortgage payments skyrocketing and savings shrinking have all resulted in individuals with overwhelming debt who need a solution to their problem.
Living with the stress of unpaid bills can quickly lead to other problems, such as health issues and family relation problems. Before your life becomes too difficult to bear, contact a Cerritos bankruptcy attorney for help with your financial situation. At RJB Law Offices, our firm has over 20 years of experience servicing the community, helping thousands to overcome their financial difficulties and get back to solvency.
Living with the stress of unpaid bills can quickly lead to other problems, such as health issues and family relation problems. Before your life becomes too difficult to bear, contact a Cerritos bankruptcy attorney for help with your financial situation. At RJB Law Offices, our firm has over 20 years of experience servicing the community, helping thousands to overcome their financial difficulties and get back to solvency.
Services
About Us
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RJB Law Offices offer Chapter 7 and Chapter 13 bankruptcy attorneys to all debtors in the following counties: Los Angeles, San Bernardino, Orange, and Ventura. Do you have more questions regarding bankruptcy? Call our offices at (888) 235-5374 for more information.
Our attorneys practice law with one goal in mind, to help you regain control of your finances through a business model that revolves around excellent service, our firm is focused on our clients getting the best possible outcome in their case.Our attorneys understand the difficult position our clients are in, debt can effect all aspects of ones life from personal to family to business.
Our attorneys practice law with one goal in mind, to help you regain control of your finances through a business model that revolves around excellent service, our firm is focused on our clients getting the best possible outcome in their case.Our attorneys understand the difficult position our clients are in, debt can effect all aspects of ones life from personal to family to business.
Our Staff
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Born in the Philippines, Ray Bulaon, came to the United States when he was 16 years old. As a young student, Ray and his wife struggled when Ray was in law school and with a small growing family and were overwhelmed with job losses and never-ending bills. Ray knows what it feels like to be in debt and not have anyone on your side to protect you and your family's assets.
Bankruptcy
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In these tough economic times, many individuals and families are using the legal process of bankruptcy to bring about relief from their debts and stop creditor harassment. At RJB Law Offices, we want you to understand what bankruptcy is and how it may be employed to your benefit. Armed with the correct information, you can then make a wise choice regarding your financial situation.
Chapter 7 Bankruptcy
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Similar to other types of bankruptcy, Chapter 7 is intended to provide you with a fresh start in your financial affairs. At RJB Law Offices, we frequently get asked, "Is bankruptcy right for me?" There is no one right answer to that question. Each person we see is a unique individual that has a different financial situation.
Chapter 13 Bankruptcy
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Through Chapter 13 you can adjust your debts to retain your property and pay off your debts over a specified amount of time, usually 3-5 years. The essential element in any Chapter 13 proceeding is a repayment plan. If done correctly, this will satisfy the demands of your creditors and prevent harassment while putting you in control of your finances.
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