At Hensel Law Office, your bankruptcy case will receive the personal attention it deserves. Many families have been forced to endure the consequences of a tough economy, as countless individuals struggle to make ends meet. Whether due to a costly divorce, unexpected medical bills or unemployment, many people are now looking for ways to stay on top of their bills.
If you are facing similar financial circumstances, you too may be wondering what steps you can take to obtain debt relief. When you are struggling to maintain financial stability, regaining control over your life may seem like a complicated and lengthy process. What you may not realize, however, is that filing for bankruptcy is not as complicated as it may seem when you have a bankruptcy lawyer in Michigan by your side.
If you are facing similar financial circumstances, you too may be wondering what steps you can take to obtain debt relief. When you are struggling to maintain financial stability, regaining control over your life may seem like a complicated and lengthy process. What you may not realize, however, is that filing for bankruptcy is not as complicated as it may seem when you have a bankruptcy lawyer in Michigan by your side.
Services
Attorney
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Hensel Law Office, PLLC was founded on the principle of providing each and every client with an unmatched level of personal attention to their case. What does this mean exactly? It means that at each stage of your case, you deal directly with attorney Thomas Hensel - personally. You will never be pawned off on a secretary, a paralegal or an associate attorney.
Bankruptcy
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If you are one of the countless people in our community who are struggling with a large burden of debt, you can turn to Hensel Law Office, PLLC for help. I provide counsel and representation to individuals like yourself on all matters related to bankruptcy, from exploring it as an option to filing and moving into life after the discharge of debts.
Chapter 7
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Unlike Chapter 13 bankruptcy, which is executed over three to five years, the Chapter 7 bankruptcy process can be completed in a matter of months. After all is said and done, you can expect to pay about $300 in filing and administrative fees-as well as a small fee for the credit counseling course. Once your bankruptcy has been resolved, however, you will be legally absolved of the obligation to repay most, if not all, of your debt.
Chapter 13
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Chapter 13 of the U.S. bankruptcy code allows those going through financial hardship a road out by offering a payment plan over a period of three to five years. If you are struggling to cope or getting behind on your debt repayments and bills, bankruptcy can help you start over with a fresh outlook on your life and finances.
Alternatives to Bankruptcy
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When a person can no longer meet their financial commitments, it can cause escalating anxiety and worry. Finding out about your debt relief options is one of the first steps to resolving your money troubles. Filing for bankruptcy is the debt solution that most people think of when they have overwhelming amounts of unpaid bills.
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