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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Westmont, IL
West Suburban Insurance has served Westmont, Illinois and surrounding communities since 1974, establishing itself as a trusted partner in personal and commercial insurance. Our agency, founded on principles of trust and family values, has built lasting relationships across multiple generations of clients. With over 50 years of combined experience in the insurance industry, our team including Rick Martin and Mike McNett combines deep expertise with personalized service. We specialize in tailoring insurance solutions for both individuals and businesses, leveraging our SIAA membership to access top-tier carriers and competitive rates.

Our commitment extends beyond policy placement to comprehensive risk management, reflecting our understanding of both personal and business insurance needs. Through continuous innovation and dedication to client education, we maintain our reputation as a hometown insurance agency with national-scale capabilities.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Umbrella Policy Workers' Compensation General Liability Cyber Insurance Inland Marine Commercial Auto
Details
  • Year established: 1974
Highlights and features
  • We offer over 50 years of combined insurance expertise with personalized service.
  • Our SIAA membership provides access to preferred insurance carriers nationwide.
  • We specialize in commercial lines for restoration contractors and small businesses.
  • Our team includes industry veterans with diverse insurance and risk management experience.
  • We maintain exclusive relationships with A+ rated insurance carriers for optimal coverage.
Associations and certifications
  • SIAA
Services
Auto Insurance
Our auto insurance provides comprehensive protection for personal vehicles, including coverage for accidents, theft, and liability claims. We offer specialized policies for antique cars, motorcycles, and recreational vehicles while helping clients secure multi-policy discounts through package plans. Our experienced agents work with A+ rated carriers to ensure optimal coverage tailored to individual driving needs and risk profiles.
Business Insurance
We design customized commercial insurance packages protecting businesses against property damage, liability claims, and operational risks. Our expertise includes specialized coverage for restoration contractors, general liability, workers' compensation, and cyber liability. Through our SIAA membership and relationships with national carriers, we secure competitive rates while providing risk management solutions tailored to specific industries.
Life Insurance
We offer term and permanent life insurance solutions to protect families and businesses from financial loss. Our options include policies for income replacement, mortgage protection, and business continuity planning. We help clients understand policy features like cash value accumulation and premium structures to select coverage that aligns with long-term financial goals and estate planning needs.
Home Insurance
Our homeowners insurance provides protection against physical damage to property and liability coverage for injuries on premises. We offer policies covering standard risks while offering endorsements for additional protections like flood insurance and identity theft coverage. We help clients secure package discounts when bundling with other insurance products.
Umbrella Insurance
Umbrella insurance provides additional liability coverage beyond standard auto and home policies. We help clients assess their risk exposure and select appropriate coverage limits to protect assets from catastrophic claims. This supplemental coverage applies when underlying policy limits become exhausted through covered incidents.
People
Rick Martin
Insurance Agent
Rick Martin has provided trusted insurance solutions in Westmont since 1974, continuing his father's legacy of relationship-based insurance services while offering modern risk management solutions.
Mike McNett
Commercial Lines Specialist
Mike McNett joined West Suburban Insurance in 2023, bringing 20+ years of restoration industry experience and specialized knowledge of commercial insurance for contractors and service businesses.
Questions
What insurance products do you specialize in?
We specialize in auto, home, life, and business insurance with particular expertise in commercial policies for contractors and restoration businesses.
Are you affiliated with any insurance networks?
Yes, we're members of the SIAA network, which provides access to preferred insurance carriers nationwide while maintaining our local agency presence.
How can I get an insurance quote?
Contact us at 630.960.2600 or visit our website to request a personalized insurance quote for any of our coverage options.
Do you offer payment plans?
We offer flexible payment options through our partner insurance carriers for both personal and commercial policies.
What areas do you serve?
We primarily serve Westmont, IL and the surrounding Chicagoland suburbs for both personal and business insurance needs.
Reviews (1)
Ned Beiga
Nov 21, 2018 Report
Rick is a professional with the wealth of knowledge. Everyone should have a trusted agent to look out for their needs. He is definitely one of the best in the industry.