The Mike Leonard Insurance Agency searches multiple carriers in the marketplace for the best coverage at competitive rates. Our agency has been serving the DFW Metroplex since 1982. We are an Independent insurance agency which differs greatly from that of a captive agency such as All-State, State Farm, Farmers, etc.
A captive agency only has the ability to rate through one company. This is important because all insurance companies go through times when they sustain losses and have to dramatically increase rates. When this happens The Mike Leonard Insurance Agency searches the marketplace for a new company with lower rates.
A captive agency only has the ability to rate through one company. This is important because all insurance companies go through times when they sustain losses and have to dramatically increase rates. When this happens The Mike Leonard Insurance Agency searches the marketplace for a new company with lower rates.
Services
Services
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The Mike Leonard Insurance Agency has been servicing the insurance needs of families in the North Texas Metroplex area for over 30 years. We are an Independent Agency, which gives us the opportunity to shop among a number of larger nationally-known companies. Our goal is to find you the best rate without sacrificing coverage.
Homeowners Insurance
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There are many reasons to own a home in Carrollton, Texas (TX). Perhaps you're purchasing a "starter home" for you and your spouse so you can start a family. Perhaps that family has grown and you need a larger home. Or maybe you're scaling down again to suit your empty nest. A home can be a source of treasured memories, a symbol of your hard work and savings over the years, a sound investment, or all of the above.
Resources
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It can be easier than you think to put the brakes on high auto insurance rates - as an independent agency, Mike Leonard can help! Liability covers bodily injury and property damage (BI/PD). This covers your legal liability, up to the dollar limits you select, for damages caused to others in a covered vehicle accident.
Why choose an independent agent
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Our Insurance Agency helps Texas home owners and drivers with auto insurance, home insurance, and renters insurance. I am an independent insurance agent because I know the difference, I have been a captive agent. My customers deserve the most competitive rates and only having one company to offer is never going to treat the customer fairly.
Hints on shopping for car and house insurance
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Insurers take a dim view of drivers operating their vehicles without insurance especially since in most states there are financial responsibility laws. Even just a week or two of lapse in coverage could have an enormous effect on your premium. The underwriting criteria will differ from company to company so it is an advantage for the independent agent to have as many companies from which to choose when there is a lapse discrepancy.
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