Business Details
Emergency
services
Your Trusted Insurance Partner in Florence, KY
Adkisson Insurance is a community-focused independent insurance provider dedicated to delivering personalized protection solutions. With a mission to serve clients like trusted neighbors, we offer comprehensive personal, business, and employee benefits insurance across multiple states. Our team combines deep industry expertise with localized service, ensuring clients receive tailored coverage from reputable carriers. We prioritize understanding individual needs, whether for high-net-worth individuals, collectors' vehicles, or commercial bonds. Our approach emphasizes proactive risk management, including flood protection, cyber liability, and excess liability coverage.We maintain strong relationships with insurers like Liberty Mutual and Grange to provide diverse options. Available during regular business hours and beyond, we commit to prompt support during critical moments. Our clients consistently praise our knowledgeable advisors, transparent communication, and competitive pricing. Through interactive tools and educational resources, we empower informed decision-making. This dedication to service excellence has earned us strong community recognition and client loyalty.
Services
Personal Insurance
Business Insurance
Employee Benefits
Surety Bonds
Cyber Liability Insurance
Home Insurance
Auto Insurance
Commercial Umbrella Insurance
Wedding Insurance
Collector Car Insurance
Highlights and features
- We offer 24/7 personalized customer support for urgent needs
- Our independent agency provides access to multiple insurance carriers
- We specialize in high-risk coverage solutions like flood and cyber liability
- Our team maintains deep local market knowledge in Northern Kentucky
- We provide customized risk management strategies for unique assets
What people say
Amazing agent
Knowledgeable team
Prompt service
Competitive pricing
Great communication
Services
Personal Insurance
We provide comprehensive personal insurance solutions including home, auto, and specialty coverage for unique assets. Our policies protect against common risks like water damage, valuable possessions loss, and liability claims. Clients benefit from tailored options like flood insurance, collector car protection, and excess liability coverage.
Business Insurance
Our business insurance portfolio protects commercial operations with policies for property damage, liability, and cyber risks. We offer specialized solutions like workers' compensation, errors and omissions coverage, and surety bonds for contractors. Policies address modern risks including cyber liability and technology-related exposures.
Surety Bonds
We specialize in surety bond solutions for contractors and businesses requiring financial guarantees. Our offerings include bid bonds, performance bonds, and payment bonds that satisfy regulatory requirements. We help clients secure necessary bonding for public and private projects while explaining bond terms clearly.
Cyber Liability Insurance
This coverage protects against digital threats including data breaches and cyber attacks. We offer policies that cover legal expenses, notification costs, and business interruption losses. Our advisors help clients understand cyber risks and implement appropriate protection levels for their specific operations.
Employee Benefits
We provide comprehensive employee benefit packages including group health, dental, and vision insurance. Our solutions help businesses attract talent while offering voluntary benefits and retirement plans. We assist with policy selection, implementation, and ongoing management to meet evolving workforce needs.
People
Stephen Appenfelder
Insurance Agent
Stephen combines technical expertise with personalized service, helping clients navigate complex insurance decisions. He focuses on finding cost-effective solutions while maintaining strong client relationships through clear communication and prompt responsiveness.
Jenny
Client Services
Jenny supports clients with policy management and service requests, ensuring smooth insurance operations. Her approach emphasizes timely responses and thorough understanding of client needs, contributing to the agency's high customer satisfaction ratings.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, specialty), business insurance (commercial, cyber liability), employee benefits, and surety bonds. Our independent agency offers multiple carrier options.
Are you available for emergency claims?
Yes, we provide 24/7 support for urgent insurance needs and claims assistance, ensuring timely response during critical situations.
Do you serve areas outside Florence?
While based in Florence, KY, we serve clients across multiple states including Ohio, Indiana, and Tennessee through our licensed advisors.
How do you help with risk assessment?
We use interactive tools and expert analysis to identify potential risks, then recommend customized coverage solutions like flood protection or cyber liability insurance.
Can you help with specialty insurance needs?
Yes, we specialize in unique coverage requirements including collector car insurance, valuable possessions protection, and special event insurance policies.
What payment options are available?
We offer flexible payment arrangements and financing options for insurance premiums - please contact our office for specific details.
Reviews (5)
J. Fister
Dec 14, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
I knew that I was paying too much for auto insurance, but didn't realize I was paying $2K too much until Steve shopped around to find me the best deal. It pays to go with a reputable, independent agent. Thank you!
I knew that I was paying too much for auto insurance, but didn't realize I was paying $2K too much until Steve shopped around to find me the best deal. It pays to go with a reputable, independent agent. Thank you!
Leonard Ours
Jul 16, 2021
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Adkisson Insurance is a very professional and very friendly company. They did a thorough investigation and found my company a great insurance program.
Stephen Adkisson is a very compassionate and family oriented individual. I am excited to have him as a provider to my business and as a friend.
Len Ours
Stephen Adkisson is a very compassionate and family oriented individual. I am excited to have him as a provider to my business and as a friend.
Len Ours
Steve Appenfelder
Nov 30, 2020
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Best insurance agency in the Tri-state! Customer service is exceptional and they really get to know you and understand your needs and then make sure you have the right products at the best price.
Jonah Digirolamo
Jul 02, 2019
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Adkisson was my insurance agency for several years now. In the process of changing cars I was able to find a quote that was slightly more expensive but had better coverage for what I needed than their best offer. Rachel has been courteous and professional through the entire process. Her help in canceling my policy with them to change companies was smooth, professional and downright pleasant.
Ilija Rokvic
Jun 15, 2018
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Steve, Rachel and Jenny are awesome! They are a great team to work with, provide great service and whatever changes we make or questions- they address it promptly.
