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Your Trusted Classic Car Insurance Agency
At MK Insurance Agency, we specialize in providing tailored insurance solutions for classic and collector vehicles, ensuring comprehensive protection at competitive rates. With over two decades of industry experience, our team is committed to delivering personalized service that prioritizes our clients' needs. We focus exclusively on collector car insurance, catering to enthusiasts who value their vehicles as more than just transportation. Our approach emphasizes transparency, integrity, and a deep understanding of the unique requirements of classic car owners. We work closely with clients to craft policies that align with their specific usage patterns, whether for club events, exhibitions, or occasional pleasure drives.

Recognized for our dedication to customer satisfaction, we ensure every client receives individualized attention and expert guidance. Our national reach allows us to serve clients across the United States, offering flexible coverage options that adapt to evolving needs. We pride ourselves on simplifying the insurance process while maintaining a strong commitment to affordability and reliability. By focusing on collector vehicles, we've developed specialized expertise that sets us apart in the insurance industry. Our mission remains clear: to protect your automotive passion with precision and care while ensuring peace of mind through every policy we issue.
Services
Classic Car Insurance Collector Vehicle Coverage Liability Protection Medical Payments Coverage Collision Coverage Uninsured Motorist Protection Towing Reimbursement Glass Damage Coverage
Highlights and features
  • We specialize exclusively in classic and collector vehicle insurance.
  • Our team offers over 20 years of industry-specific expertise.
  • Personalized policies tailored to collector driving habits and needs.
  • Recognized for transparent practices and client-first philosophy.
  • Competitive rates for restricted-use classic car coverage.
What people say
Personal service Best prices anywhere Great people Great customer service
Services
Classic Car Insurance
Specialized insurance for antique and vintage vehicles used primarily for exhibitions and collector events. Policies account for limited annual mileage and restricted general use. Our coverage protects against collision damage, theft, natural disasters, and liability claims while maintaining affordability for dedicated collectors.
Liability Protection
Comprehensive liability coverage for bodily injury and property damage claims from covered accidents. This protection includes legal defense costs when you're found at fault, ensuring financial security against lawsuits. Ideal for collectors wanting protection while maintaining their vehicles' value and condition.
Medical Payments Coverage
Coverage for medical expenses resulting from covered accidents regardless of fault. This service ensures prompt payment for driver and passenger injuries while maintaining financial protection. Particularly valuable for collectors who occasionally drive their vehicles recreationally.
Collector Vehicle Policy
Tailored policies for vehicles stored and driven under specific collector conditions. Requires limited annual mileage (2,500-3,000 miles) with restrictions on general transportation use. Perfect for maintaining coverage compliance while preserving vehicle condition for exhibitions and special events.
Towing Reimbursement
Coverage for towing and labor expenses during vehicle breakdowns or emergencies. This service provides financial protection for unexpected roadside incidents while maintaining collector vehicle safety. Essential for rare or vintage cars requiring specialized recovery services.
People
Tamra Perto
Insurance Agent
Insurance expert with extensive experience in classic vehicle coverage, specializing in collector car policies. Committed to personalized service and competitive pricing for enthusiast clients nationwide.
Questions
What vehicles qualify for classic car insurance?
Classic cars, antiques, street rods, muscle cars, show vehicles, sports cars, modified vehicles, and vintage military vehicles typically qualify.
What usage restrictions apply to collector policies?
Policies require restricted use for exhibitions, club events, and occasional pleasure drives with annual mileage limits of 2,500-3,000 miles.
What coverage options are available?
We offer liability, collision, medical payments, uninsured motorist coverage, towing reimbursement, and full glass protection for collector vehicles.
Are there age restrictions for policyholders?
Rates are not designed for drivers under 25 or those with multiple violations, focusing on responsible collector vehicle owners.
How do I get a quote?
Call 1-866-695-2774 for instant quotes or use our online form to receive a personalized rate calculation from our team.