
At the Law Offices of Michael Jay Berger, I represent debtors and creditors in bankruptcy proceedings throughout California. Filing bankruptcy is complicated, but I can make it simple for you. If you are being hounded by creditors, I can help you legally erase your debts and get a fresh start. If your business needs reorganization, I can help you obtain protection from your creditors while you reorganize.
My fee is always much less than the amount I save you. My initial consultation is always free. Knowledge - I am a California board-certified specialist in bankruptcy law and hold an AV Preeminent Rating by Martindale Hubbell for high ethical standards and professional abilities. I am a Mensa-certified genius with a strong ability to analyze and solve problems.
My fee is always much less than the amount I save you. My initial consultation is always free. Knowledge - I am a California board-certified specialist in bankruptcy law and hold an AV Preeminent Rating by Martindale Hubbell for high ethical standards and professional abilities. I am a Mensa-certified genius with a strong ability to analyze and solve problems.
Services
Firm Overview
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The Law Offices of Michael Jay Berger is a premier Los Angeles bankruptcy law firm with 39 years of experience representing clients throughout Southern California. Mr. Berger is a certified bankruptcy specialist representing debtors and creditors in chapter 7 bankruptcy, chapter 11 bankruptcy and chapter 13 bankruptcy proceedings.
Firm Fees
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Adversary Proceedings and Motions are handled either on a flat fee basis or an hourly basis, according to the preference of the client. The typical retainer for an Adversary Proceeding is between $5,000.00 and $10,000.00. My hourly rate is $595.00/hour. The hourly rate for my Senior Associate Attorney Sofya Davtyan is $525.00/hour.
Chapter 7
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Many debtors face overwhelming debt that they cannot pay off, even with debt reorganization and an extended repayment plan. The solution for individuals who cannot pay their debt is Chapter 7 bankruptcy. In Chapter 7, known as liquidation, the debtor's nonexempt property is sold and the proceeds are distributed to creditors.
Chapter 13
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Chapter 13 is designed for individuals with regular income who do not qualify for Chapter 7 Bankruptcy and/or homeowners whose mortgages are in default and who want to save their homes from foreclosure. Corporations and partnerships are not eligible to file Chapter 13. These limits are set forth in 11 U.S.C.
Chapter 7 Versus Chapter 13
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Living with overwhelming debt is like a nightmare that never ends. Once you have fallen behind on bills, it is very difficult to catch up. The truth is that filing for bankruptcy can offer you a way to get out from under the burden of debt and start over. With several types of bankruptcy available, how do you choose?
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