During our free consultation we will evaluate your situation and advise you which chapter of bankruptcy will serve you best. Chapter 7 bankruptcy can eliminate most debts, including credit card debt, bank loans, medical bills, pay-day loans, and old utility bills. Bankruptcy can provide a fresh start by eliminating the legal requirement to pay debts and stopping creditors from harassing you.
Stop wage garnishments (which is when a court orders that your employer divert a portion of your paycheck to the creditor or person to whom you owe money). Stop repossession of a car, home, and other property (in some situations, the creditor can be forced to return property even after it has been repossessed).
Stop wage garnishments (which is when a court orders that your employer divert a portion of your paycheck to the creditor or person to whom you owe money). Stop repossession of a car, home, and other property (in some situations, the creditor can be forced to return property even after it has been repossessed).
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About Us
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At Adler Law Firm, our mission is to provide quality bankruptcy services & debt relief at an affordable price. I always knew that I wanted to use my law degree to help people in need. After moving from Toronto to Detroit, at the peak of the recession, I saw that the community of Detroit was in a real need.
Our Services
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Today, many families in the Detroit area are struggling financially under the weight of high interest credit card debts. Credit card companies and banks often initiate lawsuits to collect overdue debts. Bankruptcy can potentially stop these lawsuits and help families with their debt problems. Bankruptcy Chapter 7 is the process individuals go through to clear all of their unsecured debt.
Chapter 7
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Chapter 7 bankruptcy is the process you go through to clear all of your unsecured debt. Unsecured debt is a loan that is not backed by an underlying asset, like a car or a house. Examples are credit card bills, medical bills, utility bills, repossessions, and foreclosures. In order to qualify for chapter 7 you can't be making over a certain amount and you can't own too many assets.
Getting Started
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Government Issued Identification- Driver's License, State ID, Social Security Card (or W2 with Social Security # on it.). Tax Returns for the past 2 Years-This can help determine what chapter you should file bankruptcy under. Income Information- Pay Stubs, Social Security or Unemployment compensation, other proof of income.
Pricing
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Since bankruptcy is an option for those strapped for cash, one of the first things on our clients' minds is how much bankruptcy will cost. Like any purchase, there is almost always a balance between cost and quality. At Adler Law Firm, we do whatever we can to ensure you're getting as much value as possible.
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