Brokers work for you, so they shop around among dozens of wholesale banks to find the best rate for you. Our on-line application and underwriting process takes about 15-20 days from start to finish to close your loan. As a broker, we have access to loan programs not found at banks, so we can get you into your own home by offering financing options few know about, including self-employed options and zero-down programs with no income caps.
The team at Merit Lending is simply the best! They are incredibly responsive, handled all of my needs faster than expected and with expert knowledge. I have and will continue to highly recommend them to anyone looking for a mortgage broker. There are not enough great things I can say about Merit Lending.
The team at Merit Lending is simply the best! They are incredibly responsive, handled all of my needs faster than expected and with expert knowledge. I have and will continue to highly recommend them to anyone looking for a mortgage broker. There are not enough great things I can say about Merit Lending.
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Merit Lending serves customers in Nevada, Utah, and California, since 2013. We offer conventional, FHA, VA, Jumbo, and other types of loan programs for those whose income, credit, and/or asset circumstances are a little challenging. We recognize that each client who comes to us has their own story to tell, so we educate, guide and select the right loan program for each individual or family.
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Pre-qualification allows us to glance at your income, assets, and credit, without doing a hard-pull on your credit report. Applicants enter income, assets, and other information on our pre-qualification form, we do a soft-pull credit report, and this allows us to share what applicants can qualify for, in a general sense.
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