Business Details
21 Years
experience
Your Trusted Insurance Partner in Charlotte, NC
North Carolina Business Insurance Agency is your trusted Charlotte-based insurance partner, dedicated to providing comprehensive coverage solutions for businesses across multiple states. Since our founding in 2005, we have prioritized protecting our clients' most valuable assets through tailored insurance strategies. Our team specializes in creating customized policies for general liability, commercial property, workers compensation, and commercial auto insurance, serving diverse industries including hospitality, construction, and transportation.Licensed in Georgia, North Carolina, South Carolina, Tennessee, and Virginia, we combine local expertise with nationwide carrier partnerships to deliver competitive rates and personalized service. Our commitment to client education ensures businesses understand their coverage options while maintaining compliance with state and federal regulations.
Services
General Liability Insurance
Commercial Property Insurance
Workers Compensation
Commercial Auto Insurance
Life Insurance
Surety Bonds
Landlord Insurance
Flood Insurance
Details
- Year established: 2005
Highlights and features
- We offer tailored insurance packages for specific business types including contractors, restaurateurs, and transportation companies
- Our agents have over 30 years of combined experience in commercial risk management
- Licensed to serve clients across five southeastern states with local market knowledge
- We provide comprehensive coverage solutions including surety bonds and high-value home insurance
- Client-first approach with personalized policy consultations and nationwide carrier access
Services
General Liability Insurance
Protects businesses from financial losses due to property damage, bodily injury, or personal injury claims. Covers legal defense costs and medical expenses arising from covered incidents. Tailored packages available for contractors, landscapers, and HVAC businesses.
Commercial Property Insurance
Safeguards business assets against fire, theft, and natural disasters. Customizable policies protect buildings, inventory, and equipment with flexible coverage limits. Specialized options available for restaurants, breweries, and HOAs.
Workers Compensation
Provides medical benefits and wage replacement for employees injured on the job. Meets North Carolina state requirements while offering tailored coverage options. Helps protect businesses from litigation related to workplace injuries.
Commercial Auto Insurance
Covers vehicles used for business purposes including trucks, tow trucks, and food trucks. Protects against collision damage, liability claims, and uninsured motorists. Customizable policies for businesses with varying fleet sizes.
Life Insurance
Offers term, whole, and variable life insurance options with affordable premiums. Helps individuals protect families financially while providing estate planning benefits. Expert guidance available for policy selection and underwriting.
People
Michael A. Goodman
Founder, Insurance Agent
Third-generation insurance professional with over 30 years experience. Opened NC Business Insurance Agency in 2005 after serving as associate agent since 1995. Psychology graduate from UNC Charlotte committed to client-focused insurance solutions.
Questions
What types of business insurance do you specialize in?
We specialize in general liability, commercial property, workers compensation, and commercial auto insurance with tailored solutions for contractors, restaurateurs, and transportation companies.
Do you offer personal insurance policies?
Yes, we provide life insurance options including term, whole, and variable life policies along with specialized teen driver auto insurance programs.
Are you licensed in states outside North Carolina?
We are licensed to provide insurance services in Georgia, North Carolina, South Carolina, Tennessee, and Virginia.
How do you help businesses with risk management?
Our agents assess each business's unique risks to create customized coverage packages that protect against industry-specific exposures while maintaining regulatory compliance.
What surety bond services do you offer?
We provide contract surety bonds and commercial surety bonds for businesses requiring license and permit bonds, performance bonds, and payment bonds.
