For most of us, our home is our biggest investment. The typical home costs hundreds of thousands of dollars and insuring it correctly should be your priority. Esposito Insurance Group specializes in property and home insurance. Landlord insurance provides several important types of coverage.
Depending on the insurance company you work with and the options you choose, your policy may consist of some or all of these types of insurance; Property damage, Liability insurance, Loss of income.We have extensive experience protecting realtors and real estate agencies with all kinds of policies and programs.
Depending on the insurance company you work with and the options you choose, your policy may consist of some or all of these types of insurance; Property damage, Liability insurance, Loss of income.We have extensive experience protecting realtors and real estate agencies with all kinds of policies and programs.
Services
Realtors Insurance
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Esposito Insurance Group has a specialized practice tailored to realtors and real estate agencies. We offer a comprehensive program for real estate agencies from startups to very large, established national chains. Some of the companies we work with include Hiscox, USLI, HCC, RLI, Travelers, CNA, Great American, MetLife, Farmers Mutual, Nationwide and many others.
Real Estate Investors Insurance
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There are many areas of liability to consider when insuring an investment property. We have years of experience covering real estate investors and we offer a wide program of options that address each possible area of liability. From "Fix and Flips" to large commercial "Buy and Holds" we provide excellent coverage and value.
Flood Insurance
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You may think that insuring your property covers it against any sort of damage. Unfortunately, home, landlord and commercial insurance policies do not cover you against flood damage. A flood is defined as water that emanates from the ground causing damage to your home or property.
If you go into your basement and happen to find 3ft of water following a lengthy rainstorm, flood insurance will cover the damage to your home and the cost to replace whatever possessions may have been ruined.Standard flood insurance policies are available through the Federal Emergency Management Agency (FEMA).
If you go into your basement and happen to find 3ft of water following a lengthy rainstorm, flood insurance will cover the damage to your home and the cost to replace whatever possessions may have been ruined.Standard flood insurance policies are available through the Federal Emergency Management Agency (FEMA).
Jewelry Insurance
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Jewelry is the easiest thing to lose - next to socks and umbrellas - but it's also much more expensive. When you lose or damage something you cherish, the last thing you want to think about is how you are going to replace or repair it. No matter what type of jewelry you own, we can guarantee that it is covered, and help make the process easier.
Umbrella Coverage
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Umbrella insurance offers you coverage above and beyond your basic insurance policies. Let's suppose you have an auto policy with 300,000 in liability. If you cause an accident that results in severe injuries, you could easily exceed this limit. Umbrella insurance would then provide you with additional liability coverage.
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