Business Details
Trusted Life Insurance & Retirement Planning in Forest, MS
As a dedicated insurance professional with over 40 years of experience, I have built my practice on the foundation of personalized service and expert guidance. Graduating as the first insurance major from Mississippi State University and earning the prestigious Chartered Life Underwriter designation, I specialize in providing comprehensive life insurance, annuities, retirement planning, and estate tax solutions tailored to families and business owners. My mission is to deliver security, tax-free income, and liquidity for estate taxes while fostering lasting client relationships.I work closely with CPAs, tax attorneys, and other professionals to ensure holistic financial strategies. With deep roots in Forest, Mississippi, I serve Jackson, Laurel, Meridian, and across the state, combining local insight with national expertise. My approach emphasizes competitive pricing, transparency, and a commitment to understanding each clients unique needs, ensuring they receive solutions that align with their long-term goals.
Services
Life Insurance
Indexed Annuities
Retirement Planning
Estate Tax Planning
Long Term Care Insurance
Highlights and features
- Over 40 years of experience in life insurance and financial planning
- Chartered Life Underwriter (CLU) designation, ensuring advanced expertise
- Tailored solutions for families, retirees, and business owners
- Collaborates with CPAs and tax attorneys for comprehensive planning
- Specializes in estate tax liquidity and retirement income strategies
Associations and certifications
- Chartered Life Underwriter (CLU)
Services
Life Insurance
We offer term and permanent life insurance policies tailored to protect families and businesses. Our solutions include coverage for estate taxes, debt protection, and legacy planning. Clients benefit from competitive rates and expert guidance in selecting policies that align with their financial goals.
Indexed Annuities
Indexed annuities provide tax-deferred growth with protection against market downturns. We help clients build retirement income through strategies that lock in gains annually, offering stability and long-term wealth accumulation for future generations.
Estate Tax Planning
Our estate tax planning services ensure liquidity to cover tax liabilities through strategically structured life insurance. We collaborate with attorneys to establish trusts and policies that preserve wealth for heirs while minimizing tax impacts.
Retirement Planning
We design retirement plans using tax-free income solutions like The Protection Plan, combining life insurance and annuities. These strategies offer flexibility, guaranteed returns, and access to funds without early withdrawal penalties.
Long Term Care Insurance
Our long-term care insurance options help clients manage costs of chronic or critical illness. Policies provide financial support for medical care while preserving assets, with features allowing early withdrawals from life insurance policies.
People
Jackie Calhoun
Insurance Agent
A Chartered Life Underwriter with over 40 years of experience, Jackie graduated as the first insurance major from Mississippi State University. Specializing in life insurance and estate planning, she serves Mississippi residents with personalized financial security solutions.
Questions
What types of life insurance policies do you offer?
We provide term life, universal life, and permanent life insurance policies tailored to estate planning, retirement income, and family protection needs.
How can indexed annuities benefit my retirement?
Indexed annuities offer tax-deferred growth with market downside protection, locking in annual gains to ensure stable retirement income.
Do you offer estate tax planning services?
Yes, we specialize in creating liquidity for estate taxes through life insurance strategies, working with attorneys to optimize policy ownership and trusts.
Are your services available outside Mississippi?
Our primary focus is Mississippi residents, serving Jackson, Laurel, Meridian, and surrounding areas with localized financial planning expertise.
What is The Protection Plan?
The Protection Plan is a tax-free income strategy combining life insurance and annuities, offering retirement income with no market loss risk.
Can I adjust my policy if my health changes?
We assist clients with health challenges through trial applications and multiple carrier submissions to secure favorable underwriting outcomes.
