Business Details
50+ Years
experience
Trusted Real Estate Investment Solutions in Modesto
Harmon Financial has been a trusted name in real estate investment since 1974, specializing in trust deed placements secured by California real estate. Our family-owned business prioritizes both borrowers and investors, offering tailored solutions for construction and renovation projects. With decades of experience, we provide short-term loans that align with the needs of small and mid-volume builders. Investors benefit from competitive returns through diversified, fractionalized real estate opportunities backed by first trust deeds. Our transparent approach ensures no hidden fees, with monthly interest payments and flexible investment minimums starting at $20,000.Headquartered in Modesto, California, we serve Northern California and surrounding areas, maintaining a reputation for reliability and expertise. Our teams deep understanding of local markets enables strategic decision-making for both investors and borrowers. We adhere to strict ethical standards, ensuring compliance with California Bureau of Real Estate licensing requirements. By focusing on client-centric service, weve built long-term relationships that underscore our commitment to trust and professionalism. Our streamlined processes make real estate investment accessible while maintaining rigorous due diligence to protect all parties involved.
Services
Trust Deed Financing
Construction Loan Programs
Renovation Loan Solutions
Private Investment Placement
Fractionalized Real Estate Investment
Details
- Year established: 1974
Highlights and features
- We offer 45+ years of specialized trust deed investment expertise.
- Investors earn 10% annual returns secured by California real estate.
- Our fractionalized investment model enables diversification starting at $20,000.
- We maintain transparent operations with no hidden fees or loan servicing costs.
- Our family-owned business prioritizes ethical practices and client relationships.
Associations and certifications
- California Bureau of Real Estate License #00491007
Services
Trust Deed Financing
We specialize in trust deed financing secured by California real estate, offering short-term loans for construction and renovation projects. Investors earn predictable returns through first trust deeds, with terms typically ranging from 12 to 18 months. Our rigorous underwriting ensures collateral value protects investor principal.
Fractionalized Investment
This service allows investors to purchase fractional shares of real estate-backed promissory notes. Diversification across multiple loans reduces risk exposure while maintaining competitive 10% annual returns. Majority voting governs property decisions for shared investments, ensuring streamlined management.
Private Investment Placement
We connect private investors with real estate loan opportunities secured by California property. Our expertise matches capital with qualified borrowers seeking construction or renovation financing. Investors can utilize retirement accounts or corporate entities for investment.
Questions
What types of real estate investments do you offer?
We specialize in trust deed investments secured by California real estate, focusing on short-term construction and renovation loans with 10% annual returns.
What is the minimum investment amount?
Our minimum investment starts at $20,000, allowing fractional ownership in diversified real estate opportunities.
How are investments secured?
All investments are secured by California real estate through First Deeds of Trust, ensuring collateral protection for investors.
Do you charge investment fees?
We operate with full transparency and charge no hidden fees for trust deed investments or loan servicing.
