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50+ Years
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Your Trusted Family-Owned Insurance Partner in CT & NY
At Lambros Insurance Services, we operate as a family-owned independent insurance agency rooted in the founding principles of grit, honesty, integrity, and reliability. With over 80 years of experience since our inception in 1936, we have evolved from a small Connecticut-based operation to a nationally recognized provider serving families and businesses across the United States. Our team specializes in delivering personalized insurance solutions tailored to both personal and commercial needs, with a focus on the New York Tri-State area. We pride ourselves on representing multiple insurance carriers, allowing us to offer unbiased advice and comprehensive coverage options. Our commitment to building lifelong relationships is reflected in our client-centric approach, which includes 24/7 support through our online client center and dedicated customer service.

As a third-generation agency, we maintain a deep understanding of industry-specific risks, offering specialized policies for high-net-worth individuals, technology firms, contractors, and marine operations. Our expertise extends to auto, home, business owners, cyber liability, and umbrella insurance, among others. We emphasize transparency in all our dealings, ensuring clients receive accurate information to make informed decisions. With offices in Stratford, CT, and White Plains, NY, we combine local market knowledge with nationwide resources to provide reliable protection that adapts to our clients' evolving needs.
Services
Auto Insurance Home Insurance Business Owners Insurance Cyber Liability Insurance Marine Insurance Umbrella Insurance Commercial Property Insurance Workers Compensation Insurance High Net Worth Insurance Technology Firm Insurance
Details
  • Year established: 1936
Highlights and features
  • We offer 80+ years of experience as a family-owned independent insurance agency.
  • Our team provides personalized service with multi-carrier representation for unbiased advice.
  • We specialize in niche coverage for technology firms, contractors, and marine operations.
  • Our 24/7 client center offers round-the-clock access to policy management tools.
  • We maintain a nationwide network while preserving local market expertise in the Tri-State area.
What people say
Prompt, efficient, courteous Understand unique insurance needs
Services
Business Owners Insurance
Our Business Owners Insurance packages provide comprehensive protection for small to mid-sized enterprises. This customizable policy combines property and liability coverage to safeguard against common risks like fire damage, client lawsuits, and business interruption. With options to add cyber liability or equipment breakdown endorsements, we help businesses in the Tri-State area maintain operational continuity while meeting specific industry requirements.
Marine Insurance
Our marine insurance policies protect watercraft owners against physical damage and liability risks. Coverage includes protection against collisions, theft, fuel spills, and hurricane-related damages. We offer specialized options like agreed value policies for classic boats and towing assistance endorsements to ensure comprehensive protection for recreational and commercial marine operations across Connecticut, New York, and New Jersey.
Cyber Liability Insurance
Designed for modern businesses, our cyber liability insurance addresses digital risks including data breaches and network security failures. The policy covers incident response costs, legal defense fees, and regulatory fines while providing access to cybersecurity experts. This specialized coverage helps technology firms and other businesses in the Tri-State area mitigate financial losses from cyber incidents.
High Net Worth Insurance
Our high net worth insurance solutions offer tailored protection for valuable assets including luxury homes, classic cars, and fine art collections. The policies provide enhanced liability limits and specialized coverage for unique items, with options for umbrella policies to extend protection. We work closely with affluent clients to create comprehensive risk management strategies that adapt to their complex needs.
Contractors Insurance
We provide specialized insurance packages for construction and trade professionals that include general liability, workers' compensation, and equipment breakdown coverage. These policies protect against job site accidents, property damage claims, and tool theft while offering endorsements for systems breakdown and inland marine risks. Our solutions cater to contractors operating throughout the New York Tri-State region.
People
John G. Lambros
Founder
Established the agency in 1960 from his New York garage, setting foundational principles of integrity and client focus that continue to guide the company's operations today.
Roseann Lambros
President
Acquired Lamburt Corporation in 1992 and led the 2020 merger forming Lambros Insurance Services Inc., maintaining the family tradition of client-centered service and business growth.
Questions
What types of insurance do you specialize in?
We specialize in personal insurance (auto, home, marine) and business insurance (BOP, cyber liability, contractors coverage) with specialized options for high-net-worth individuals and technology firms.
How are you different from other insurance agencies?
As a family-owned independent agency with 80+ years of experience, we represent multiple carriers to provide unbiased advice while maintaining personalized service and local market expertise.
Do you offer nationwide coverage?
While we maintain offices in Connecticut and New York, we provide insurance solutions to clients across all 50 states through our nationwide network of carrier partners.
What support do you offer after purchasing a policy?
Our 24/7 client center provides round-the-clock access to policy management tools, claims reporting, and certificate requests, with dedicated staff available for personalized assistance.