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Your Trusted Local Insurance Agency in Middle Tennessee
Innovative Insurance Solutions is an independent insurance agency dedicated to serving Middle Tennessee. Founded with a commitment to personalized service, we specialize in delivering tailored insurance solutions for both personal and commercial clients. Our team of experienced professionals works diligently to educate clients on coverage options while maintaining the highest standards of integrity and professionalism. With decades of combined experience in the insurance industry, we leverage our expertise to identify optimal policies that meet individual client needs. Our proactive approach includes annual policy reviews to ensure coverage remains aligned with evolving requirements. We prioritize building long-term relationships through exceptional customer service, demonstrated by our track record of resolving complex insurance issues efficiently.Our local market knowledge enables us to provide context-specific advice that addresses the unique risks faced by Tennessee residents and businesses. By maintaining partnerships with multiple insurance carriers, we offer clients access to competitive pricing and comprehensive coverage options. Our dedication to client satisfaction is evidenced by our prompt responsiveness and willingness to go beyond standard service expectations. We measure our success through client retention rates and the trust placed in us to protect what matters most to our policyholders.
Services
Home Insurance
Auto Insurance
Business Insurance
Renters Insurance
High Net Worth Insurance
Watercraft Insurance
Contractor Insurance
Commercial Umbrella Insurance
Hospitality Insurance
Highlights and features
- We provide personalized insurance solutions tailored to Middle Tennessee residents and businesses
- Our team proactively reviews policies annually to ensure optimal coverage
- We maintain partnerships with multiple insurance carriers for competitive pricing
- Our agents have decades of combined experience in the insurance industry
- We offer responsive, personalized support for policy management and claims resolution
What people say
Amazing and helpful
Best policies at best prices
World class operation
Responsive and proactive
Highly recommend
Services
Home Insurance
Our home insurance policies protect Tennessee homeowners against property damage, liability claims, and additional living expenses. We offer customizable coverage options that include protection against natural disasters common to Middle Tennessee. Our agents work closely with clients to ensure proper valuation of both structures and personal belongings.
Business Insurance
We provide comprehensive business insurance solutions for Tennessee companies of all sizes. Our offerings include general liability, property coverage, and specialized policies for contractors and hospitality businesses. We help clients navigate risk management while ensuring compliance with state requirements and industry standards.
Auto Insurance
Our auto insurance policies meet Tennessee's minimum requirements while offering optional enhancements for comprehensive protection. We serve both individual drivers and commercial fleet owners, providing competitive rates through our network of trusted carriers while maintaining personalized claims support services.
High Net Worth Insurance
We specialize in customized insurance solutions for affluent clients with complex asset portfolios. Our high net worth policies provide enhanced coverage limits and specialized protections for luxury properties, valuable collections, and unique liability exposures that standard policies typically exclude.
Watercraft Insurance
Our watercraft insurance policies protect boat owners against damage, liability, and emergency assistance needs. We offer coverage for various watercraft types and sizes, including specialized protection for high-value vessels. Our policies address both navigational and storage-related risks specific to Tennessee waterways.
People
Kim Broussard
Senior Account Executive
With over 15 years of insurance experience, Kim specializes in finding optimal coverage solutions while maintaining personalized client relationships. She proactively manages policy renewals and consistently secures competitive pricing for her clients.
Thomas Broussard
Senior Account Executive
A recognized expert in commercial insurance, Thomas provides comprehensive risk management solutions. He conducts annual policy reviews to ensure coverage alignment and maintains a proactive approach to client policy optimization.
Beth Perry
Personal Account Manager
Specializing in personal insurance lines, Beth has earned client trust through her problem-solving skills and attentive service. She efficiently resolves policy issues and maintains a reputation for exceptional client support.
Tina Morse
Commercial Account Manager
Tina focuses on business insurance solutions, helping companies navigate complex coverage requirements. She provides tailored risk management strategies while maintaining a client-centered service approach.
Questions
What types of insurance does Innovative Insurance Solutions offer?
We provide home, auto, business, renters, high net worth, watercraft, contractor, commercial umbrella, and hospitality insurance options.
How does your agency differ from online insurance providers?
As an independent agency, we offer personalized service through local agents who understand Tennessee-specific risks and provide hands-on policy management.
What should I do to file an insurance claim?
Contact our office directly during business hours or use your insurer's emergency claims process outside regular hours - we'll guide you through every step.
Do you offer policy review services?
Yes, we conduct annual policy reviews to ensure your coverage remains aligned with your current needs and risk profile.
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Reviews (3)
Jennifer Richert
Oct 22, 2021
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Beth Perry is amazing and has helped us so many times. We have insurance through Innovative with a second party insurerer and Beth has dealt with that insurance company for us and cleaned up some issues. We recently changed banks and the automatic payment was affected. Beth helped us make everything right with the insurance company. She is the best! I highly recommend for any insurance needs.
Ken Gaidos
Dec 05, 2020
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All of the above.I have been doing business with Kim now for several years.Not only has she delivered the best policies at the best prices,but I haven't ever had to ask her to shop my plan,she has automatically done that before the renewal date.To top it off,she has a great personality and is fun to do business with.If you can find anything better than that,go for it!
David Libardi
Oct 02, 2020
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Thomas Broussard runs a world class insurance operation. He is wonderfully responsive but more importantly over the top proactive! He reviews all my policies every year and proactively calls me to alert me to better coverages or fees to insure (pun intended) that I have all the best policies in place and that they all meet the requirements of my overall umbrella policy. Recommend all day long!
