Business Details
10 Years
experience
Your Trusted Mortgage Partner in Incline Village, NV
As the founders of Lake Tahoe Mortgage, we have dedicated ourselves to delivering exceptional mortgage solutions since 2016. Our independent brokerage operates with a unique advantage: partnerships with multiple national wholesale lenders, enabling us to secure competitive rates and diverse loan programs tailored to individual client needs. Combining Steve Bennett's 35+ years of Lake Tahoe residency and CPA expertise with Meredith Herr's decade of corporate finance experience, we specialize in navigating complex financial scenarios for both first-time buyers and seasoned investors. Our technology-driven approach streamlines the mortgage process while maintaining personalized service, ensuring clients receive thorough explanations of loan options and market dynamics.We pride ourselves on transparency, with no hidden fees or pressure tactics, and prioritize long-term financial planning over transactional relationships. Our track record with over 30-day refinances and complex small business owner mortgages demonstrates our ability to deliver results where traditional lenders fall short. Backed by testimonials highlighting our responsiveness and expertise in unconventional scenarios like reverse mortgages, we continue to build trust as the region's preferred mortgage advisors. Our commitment to continuous education and regulatory compliance ensures clients receive the most up-to-date and ethical guidance available in the mortgage industry.
Services
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
USDA Loans
Reverse Mortgage
Construction Financing
Non-QM Loans
Renovation Loans
Details
- Year established: 2016
Highlights and features
- We combine 35+ years of local expertise with national lender access for optimal loan programs
- Our father-daughter team offers personalized service with CPA and MBA-level financial expertise
- We specialize in unconventional scenarios where traditional lenders fail to deliver solutions
- Our transparent process includes no hidden fees and guaranteed 24-hour response times
- We provide technology-driven efficiency while maintaining personal, hands-on support
Associations and certifications
- NMLS Consumer Access
What people say
Invaluable in-depth counsel
Quick response times
No pressure tactics
Seamless process
Expertise in unconventional scenarios
Services
Conventional Loans
Our conventional loan programs offer flexible down payment options starting at 3%, with competitive rates from multiple wholesale lenders. We specialize in Fannie Mae HomeReady and Freddie Mac HomePossible programs for low-to-moderate income borrowers, providing comprehensive guidance throughout the application process to ensure optimal financial outcomes.
VA Loans
We provide 100% financing solutions for eligible veterans, reservists, and active-duty personnel through specialized VA loan programs. Our team manages the unique documentation requirements and streamlines the process for both purchase and refinance transactions, ensuring military families achieve homeownership with minimal financial barriers.
Reverse Mortgage
Designed for homeowners aged 62+, our reverse mortgage solutions allow clients to access home equity without monthly payments. We thoroughly explain all financial implications and guarantee continued home ownership with proper tax/insurance maintenance, helping seniors achieve financial security while maintaining their living arrangements.
Jumbo Loans
Tailored financing options for high-value properties exceeding conventional loan limits, with super jumbo capabilities up to $30 million. Our expertise connects clients with specialty lenders offering competitive terms for luxury home purchases or refinancing, managing complex underwriting requirements with personalized service.
Construction Financing
Our one-time close construction loans simplify building projects with permanent financing locked at closing. We coordinate with contractors and manage disbursement schedules while maintaining transparent communication with clients, ensuring timely completion and transition to traditional mortgage terms.
People
Steve Bennett
Broker/Owner
Founded Lake Tahoe Mortgage in 2016 after 35+ years in Lake Tahoe. Combines CPA expertise with mortgage brokerage, specializing in complex financing solutions for small business owners and unconventional real estate transactions.
Meredith Herr
Loan Originator
Licensed loan officer with 10 years corporate finance experience. Holds MBA from University of Nevada, specializes in first-time homebuyers and women's financial empowerment through real estate investments.
Questions
What mortgage loan options do you offer?
We offer conventional, FHA, VA, USDA, jumbo, reverse, and renovation loans with specialized programs up to $30 million.
How does your mortgage process work?
We start with personal consultation, then match clients to optimal loan programs through multiple wholesale lenders before guiding them through documentation and closing.
Can you help with complex financial situations?
Yes, our team specializes in unconventional scenarios including small business owner mortgages and reverse mortgage education for seniors.
What areas do you serve?
We provide mortgage services across Nevada, California, Idaho, and Colorado with local market expertise.
How quickly can you close a mortgage?
Our efficient process consistently delivers closures in under 30 days with timely communication throughout the transaction.
Reviews (5)
Lauren Vitori
May 18, 2021
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We had an excellent experience working with Meredith while purchasing our first home. She guided us through every aspect of getting our first mortgage, and made the process quick and easy. We would recommend to anyone!
Noah Wasserman
May 15, 2021
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Steve was great! Always quick to respond and update me about new developments in the process. Did a great job of customizing the experience to my needs as well. Answered all my questions with clear, thorough responses, and as a first time buyer, I had a lot of questions. I cannot recommend this team highly enough!
Lydia Poon
May 15, 2021
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Steve with Lake Tahoe Mortgage has been an awesome mortgage broker partner to us. He did our purchase mortgage over a year ago for our house in Reno. I hadn't fully appreciated before then the benefits of working with a broker like Steve vs. directly with a lender, but particularly for any kind of loan that's not just your plain vanilla conforming loan, he can provide a lot of variety of options from different lenders. More recently, we refinanced that same loan into another with a rate and terms we are very happy with. I guess Steve can't take credit for the prevailing market rates, but he certainly
Jesus Hernandez
Mar 20, 2021
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First time buyer and could not be happier with the help that I received from Steve and the rest of the team. I recommend Lake Tahoe mortgage to anyone who is looking to buy a home. Youll get informed with all the details on what you need to be able to make that happen. Ill be going back to Steve and his team.
Ashley Nikkel
Mar 18, 2021
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What an excellent experience! I used Lake Tahoe Mortgage for my second refinance and Meredith was a cut above the rest. I hadn't worked with a mortgage broker before, but I was shocked at the flexibility in lenders and better rates. The document-gathering process was painless, the appraisal was fast, and the closing went off without a hitch. As far as I can tell, this is the last refinance I'll have to do on this property *ever* and I couldn't be happier. Fast and responsive customer service, and we'll definitely be using them for our next property purchase - they know the Reno and Tahoe markets
