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Your Trusted Insurance Partner in Versailles, IN
At Encore Insurance, we are committed to helping our clients protect what matters most through personalized insurance solutions. Since our founding, we have prioritized client needs, offering tailored coverage for personal and business requirements. Our team of experienced professionals works diligently to provide comprehensive policies that align with individual risk management goals. We partner with leading insurance carriers to ensure competitive pricing without compromising on service quality. Our mission is to simplify the insurance process, delivering peace of mind through transparent communication and dedicated support. With decades of combined experience, we navigate complex insurance landscapes to identify optimal coverage options for auto, home, business, life, and health insurance.

Our local presence in Versailles, Indiana, allows us to maintain direct relationships with policyholders while maintaining access to national insurance networks. We emphasize regular policy reviews to adapt to changing client circumstances, ensuring continuous protection alignment. Our reputation for prompt claims assistance and proactive risk assessment has solidified our position as a trusted community partner. Through consistent client education and responsive service delivery, we strive to exceed expectations in every interaction.
Services
Auto Insurance Home Insurance Business Insurance Life Insurance Health Insurance Flood Insurance Commercial Property Workers' Compensation Motorcycle Insurance RV Insurance
Highlights and features
  • We offer personalized insurance solutions tailored to individual risk profiles
  • Our team maintains 40+ years combined experience in insurance services
  • We provide 24/7 claims support for emergency situations
  • Our agency partners with 15+ top-rated insurance carriers
  • We guarantee competitive pricing through comparative market analysis
What people say
Excellent customer service Saved over $150 monthly Prompt claims assistance Like family treatment 15 years with agency
Services
Auto Insurance
We provide comprehensive auto insurance solutions covering vehicles of all types. Our policies protect against liability, collision, and uninsured motorists while offering customizable deductibles. With access to multiple carriers, we help clients find optimal coverage matching driving records and vehicle values. Our team assists with policy adjustments for life changes like new drivers or vehicle acquisitions.
Home Insurance
Our home insurance policies safeguard residential properties against common risks including fire, theft, and weather damage. We offer replacement cost coverage, personal property protection, and liability extensions. Specialized flood insurance options available through NFIP partnerships. Policyholders receive detailed risk assessments to identify coverage gaps in standard policies.
Business Insurance
We deliver tailored business insurance packages combining general liability, property coverage, and professional protection. Our commercial policies address industry-specific risks for contractors, retailers, and service providers. Workers' compensation solutions meet Indiana state requirements with claims management support. Umbrella policies available for enhanced liability protection beyond standard limits.
Life Insurance
Our life insurance offerings include term and permanent policies designed to protect dependents and business interests. We provide needs analyses to determine appropriate coverage amounts considering mortgages, education funds, and income replacement. Policy reviews ensure continued alignment with evolving family circumstances and financial goals.
Flood Insurance
We offer flood insurance through the National Flood Insurance Program and private carriers. Coverage protects against surface water inundation, sewer backups, and storm-related damage. Risk assessments determine flood zone classifications affecting premium rates. Policyholders receive guidance on mitigation measures to reduce future flood risks.
People
Brad Samples
Owner / Agent
With 20+ years in insurance, Brad leads client relationships and policy strategy. He specializes in commercial risk management and personal coverage optimization.
Rachel Lawhorn
Agent
Rachel manages business insurance accounts with expertise in liability protection and workers' compensation. She maintains 98% client retention through proactive policy reviews.
Mindy Gunter
Agent / CSR Manager
Mindy handles personal lines insurance and client services. Her 15-year industry experience ensures efficient claims processing and policy adjustments for life changes.
Lori Samples
Office Manager
Lori oversees daily operations and client communications. She coordinates between carriers and policyholders to resolve billing and documentation issues promptly.
Daniel Leonetti
Agent
Daniel specializes in auto insurance and emerging risk coverage. He helps clients navigate usage-based insurance programs and multi-policy discounts.
Questions
What types of insurance do you offer?
We provide auto, home, business, life, health, flood, motorcycle, RV, and workers' compensation insurance with customizable coverage options.
How do you find competitive rates?
We partner with 15+ carriers to compare pricing and coverage benefits, ensuring clients receive optimal value through our comparative shopping process.
Can you help with existing policies?
Yes, we review current policies to identify coverage gaps and cost-saving opportunities while ensuring seamless transitions between carriers.
What if I need emergency assistance?
Our team provides 24/7 claims support for urgent situations with direct contact to on-call agents for immediate response.
Do you serve businesses only?
We serve both individuals and businesses, offering specialized commercial insurance solutions alongside personal coverage requirements.
How often should policies be reviewed?
We recommend annual reviews or whenever major life changes occur to ensure continued coverage alignment with current circumstances.