Business Details
21 Years
experience
Expert Real Estate Appraisal Services in Vancouver, WA
Porch Light Appraisal is a veteran-owned real estate appraisal company established in 2005, serving Clark County, Washington, and Multnomah County, Oregon. Our founder, Steven Philip Gray, brings extensive experience from his tenure as a staff appraiser for World Savings Bank and Wachovia Bank, combining industry expertise with a passion for accurate property valuation. We specialize in single-family homes, condominiums, townhouses, multi-family properties, and vacant land, offering services tailored to mortgage lenders, attorneys, homeowners, and financial institutions. Our commitment to advanced training and technology ensures fast turnaround times without compromising precision. As a Washington and Oregon State Certified Appraiser with Appraisal Institute SRA, IFA, AGA, and MNAA designations, we maintain the highest standards of professionalism.Our dedication to local market expertise guarantees clients receive reliable, reproducible results. We accept Visa, MasterCard, and Discover through Square and provide 24/7 online access to appraisal orders and reports. Our services include FHA-approved appraisals, reverse mortgage evaluations, property tax re-assessments, and legal matter valuations. We pride ourselves on transparent communication, prompt service, and a client-centric approach that has earned us consistent positive feedback. With over 15 years of operational history and a focus on two core counties, we deliver specialized knowledge that larger, less focused firms cannot match.
Services
Mortgage Appraisal
Property Tax Assessment
Reverse Mortgage Evaluation
Legal Matter Appraisal
Homeowner Services
Details
- Year established: 2005
Highlights and features
- We offer 15+ years of specialized appraisal experience in Clark County and Multnomah County
- Our appraisers hold multiple industry certifications including Appraisal Institute SRA designation
- We implement proprietary technology for faster turnaround times without sacrificing accuracy
- We provide 24/7 online access to appraisal orders and status updates
- Our local market expertise ensures precise valuations tailored to specific regional conditions
Associations and certifications
- FHA Approved
- Appraisal Institute SRA
- IFA
- AGA
- MNAA
What people say
High moral character
Quick turnaround
Very responsive
Professional reporting
Prompt communication
Services
Mortgage Appraisal
Our mortgage appraisal service provides precise property valuations for loan origination and refinancing purposes. Certified in both Washington and Oregon, we meet all regulatory requirements for conventional and government-backed loans. Clients benefit from our deep understanding of lending criteria and rapid report delivery.
Property Tax Assessment
We conduct detailed property tax assessments to help homeowners challenge unfair valuations and reduce tax burdens. Our reports include comprehensive market analysis and comparable sales data. With local market expertise, we deliver compelling evidence for successful appeals.
Reverse Mortgage Evaluation
Specializing in HECM reverse mortgage appraisals, we perform thorough inspections meeting strict FHA requirements. Our experienced appraisers understand the unique demands of reverse mortgages and ensure accurate valuations that protect homeowners' equity while satisfying lender requirements.
Legal Matter Appraisal
We provide defensible appraisals for legal proceedings including divorce settlements, estate planning, and property disputes. Our reports meet court standards with detailed documentation and transparent methodology. Attorneys rely on our expert testimony and precise valuation analysis.
Homeowner Services
Our homeowner services include pre-listing valuations, PMI removal assessments, and estate planning appraisals. We offer personalized consultations to explain valuation factors and market conditions. Clients receive clear, actionable reports to support informed real estate decisions.
People
Steven Philip Gray
Owner/Appraiser
Washington and Oregon State Certified Appraiser with Appraisal Institute SRA, IFA, AGA, and MNAA designations. Former staff appraiser for World Savings and Wachovia Banks. Founded Porch Light Appraisal in 2008 after recognizing the need for specialized local market expertise.
Questions
What areas do you serve for property appraisals?
We serve all of Clark County, Washington including Vancouver, Camas, and Battle Ground, as well as Multnomah County, Oregon including Portland.
Are your appraisers FHA certified?
Yes, we are FHA approved to appraise HUD insured properties with experienced appraisers who understand all FHA requirements.
How quickly can you complete an appraisal?
Our typical turnaround time is 3-5 business days, with expedited service available depending on property complexity and location.
What payment methods do you accept?
We accept Visa, MasterCard, and Discover through Square, with secure online payment options available 24/7.
Do you provide appraisals for legal matters?
Yes, we specialize in litigation appraisals for divorce settlements, estate planning, and other legal proceedings requiring precise valuation.
Can you help with reverse mortgage appraisals?
We are experts in HECM reverse mortgage appraisals with FHA-certified appraisers who understand the unique requirements of these evaluations.
Reviews (3)
Corey Palmer
Mar 31, 2021
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Critical:Quality,Value
Steven provided an appraisal that was infuriating and obviously low in value after some back and forth I had to order a second appraisal from another company which came in $55,000 higher.
Steven provided an appraisal that was infuriating and obviously low in value after some back and forth I had to order a second appraisal from another company which came in $55,000 higher.
Todd Addy
Jul 19, 2018
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I have had several interactions with Philip in the course of doing business and have found him to be a person of high moral character. I was impressed with him professionalism and attention to detail.
Brent Wilson
Jun 10, 2018
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Steven was very attentive to our appraisal needs regarding our solar panels. He went above and beyond providing us useful information not only for our current house, but additional information we can use for our next home purchase. Highly recommended Steven for any appraisal needs. He responds quickly and provides an ample amount of information to support his findings.
Brent Wilson
Brent Wilson
