E W Smith Insurance-Flat Rock
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E W Smith Insurance-Flat Rock
We appreciate all of our customers who have conducted business with our agency by phone and email and encourage you to continue to take advantage of that. Founded in 1917, E.W. Smith Insurance Agency has three locations. Our offices in Wyandotte, Flat Rock and Shelby Township offer a personal approach to insurance where every customer has a dedicated agent.

Specializing in Personal, Business and Life Insurance we help each customer find the optimal coverage while reducing costs. E.W. Smith is proud to represent some of the largest and most trusted insurance companies including Auto-Owners, Citizens, AAA, Frankenmuth, Progressive, and The Hartford, among others.
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After your submission, we will look through a variety of insurance companies including Auto-Owners, AAA, Citizens, Grange, Frankenmuth, Progressive, Foremost and Badger to find the best price and fit for you. Keep in mind, an agent from one of our 3 offices will be contacting shortly after you submit your information to give you a quote or to get some additional information.
Auto Insurance
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Liability coverage pays for your legal responsibility to others for bodily injury or property damage. Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses. We have been dealing with E. W. Smith Agency for more than 35 years. Our current agent, has been servicing our insurance needs for the past 15 years.
Business Insurance
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E.W. Smith compares their highly-rated companies in order to present our customers with a comprehensive insurance plan at the most competitive price. Every business has unique exposures and will need different types of coverage based on their specific company. Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade.
Home Insurance
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Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets. It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance.
Life Insurance
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There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance. Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
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