Business Details
50+ Years
experience
Your Trusted Business Insurance Partner in Holmdel, NJ
Established in 1937, VIA Insurance Agency has built a legacy of exceptional customer service and community commitment. Our independent agency specializes in tailored insurance solutions for individuals and businesses, leveraging relationships with top carriers to deliver competitive rates and comprehensive coverage. With three generations of family leadership, we combine deep industry expertise with personalized attention to protect our clients' assets and futures.Our team of experienced professionals prioritizes transparency, responsiveness, and long-term partnerships, ensuring clients receive optimal protection across auto, home, life, health, and commercial insurance lines. Recognized for our crisis management capabilities and local market knowledge, we continue Dennis Valvano's founding vision of integrity-driven service while adapting to modern insurance needs.
Services
Business Owners Policy
Commercial Property
Commercial Umbrella
General Liability
Commercial Auto
Workers Compensation
Surety Bonds
Homeowners Insurance
Renters Insurance
Flood Insurance
Details
- Year established: 1937
Highlights and features
- We offer personalized insurance plans tailored to specific business risks
- Our agency provides a comprehensive range of commercial insurance products
- Specialized expertise in manufacturing, wholesale, and distribution industries
- Experienced brokers with multi-generational insurance industry knowledge
- Community-focused approach with deep understanding of New Jersey markets
What people say
Responsive to customers needs
Best quality insurance companies
Most competitive prices
Professional claims handling
Dependable insurance agency
Services
Business Owners Policy
Our Business Owners Policies combine essential coverages into customized packages for small to mid-sized businesses. This comprehensive solution protects against property damage, liability claims, and business interruption while offering cost savings compared to separate policies. With decades of experience in New Jersey's commercial market, we tailor BOPs to address industry-specific risks while maintaining competitive pricing through our relationships with top-rated insurers.
Commercial Property
We provide specialized commercial property insurance protecting business assets against fire, theft, natural disasters, and other covered perils. Our policies cover buildings, equipment, inventory, and essential business property with flexible limits that match each client's unique needs. Our brokers help businesses in manufacturing, distribution, and other industries secure appropriate coverage while navigating complex policy terms and exclusions.
General Liability
Our general liability insurance protects businesses from third-party claims involving bodily injury, property damage, and advertising injuries. This essential coverage helps cover legal defense costs and settlements while safeguarding business assets. We work with clients across industries to determine appropriate coverage limits and policy features that address their specific operational risks and contractual requirements.
Commercial Auto
We offer comprehensive commercial auto insurance solutions for businesses with company vehicles, including specialized coverage for delivery fleets, service vehicles, and heavy equipment. Our policies protect against accidents, theft, and property damage while meeting state minimum requirements and additional business needs. We help clients manage costs through multi-vehicle discounts and safety program incentives while ensuring adequate protection for their transportation assets.
Workers Compensation
Our workers' compensation insurance provides required coverage for work-related injuries and illnesses while protecting businesses from financial liability. We help New Jersey businesses meet state requirements through policies that cover medical expenses, lost wages, and rehabilitation costs. Our experienced team assists with risk management strategies to reduce workplace incidents and streamline claims processing when injuries occur.
People
Michael John Varvar
President
Third-generation insurance leader with over 30 years of experience, specializing in commercial insurance for manufacturing and distribution businesses. Expanded agency operations by 400% while maintaining family commitment to personalized service and community involvement.
Michael James Varvar
Manager of Sales/Marketing
Insurance professional with extensive knowledge of commercial risk management, focusing on developing strategic marketing initiatives and expanding client relationships. Brings combined family experience and modern insurance technology to deliver comprehensive coverage solutions for New Jersey businesses.
Pasquale Zuppa
Office Manager
Experienced office manager ensuring smooth agency operations with attention to client service excellence. Coordinates administrative functions while maintaining the agency's commitment to responsive, personalized insurance solutions for both personal and commercial clients.
Patricia Balarinni
Customer Service Representative
Dedicated customer service professional providing personalized support to policyholders, assisting with coverage questions, claims processing, and policy modifications. Maintains the agency's tradition of responsive service and client-focused problem-solving for both individual and business clients.
Juan Delgado
Customer Service Representative
Insurance service specialist offering bilingual support to clients, handling policy inquiries, claims assistance, and coverage adjustments. Contributes to the agency's reputation for accessible, culturally responsive service while upholding standards of professionalism and client advocacy.
Questions
What types of business insurance do you offer?
We provide Business Owners Policies, commercial property, liability, auto, workers' compensation, and surety bonds tailored to New Jersey businesses in manufacturing, distribution, and other industries.
How are you different from other insurance agencies?
As a family-owned agency since 1937, we combine generational expertise with personalized service, offering independent carrier comparisons and specialized knowledge of local business environments and risks.
Can you help with urgent insurance needs?
Yes, our team prioritizes timely responses to urgent requests, leveraging our carrier relationships to quickly address coverage gaps, policy changes, or claims emergencies for both personal and business clients.
How do I get a business insurance quote?
Request a quote through our website or call 908-862-4047 to speak with an agent who will review your business needs and provide customized coverage options from multiple carriers.
Do you offer personal insurance services?
Yes, we provide auto, home, renters, flood, life, and health insurance for individuals, applying the same personalized approach and competitive pricing principles as with our commercial clients.
What areas do you serve?
While based in Holmdel, NJ, we serve businesses and individuals throughout New Jersey, with particular expertise in local market conditions and regulatory requirements across the state.
Reviews (3)
Roseann Camacho
Jun 06, 2018
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Very friendly! Always willing to go above and beyond to help all of their customers. Pasquale is very knowledgeable and always willing to sit down and explain every aspect of your policy! I would definitely recommend them for any of your insurance needs!!!
Kevin N.
Oct 13, 2017
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I called previously to ask if they write 1$ a day insurance through medicaid ... as I walk into the office i'm greeted by an employee who proceeds to tell me that they dont deal with that insurance (most likely because it doesnt bring them profit because its threw the state) but when i breifed her on my conversation with someone there her next excuse was that they ran out of ID cards .. so which one is it ? Moral of the story is that if you get help from the goverment expect to be treated different at valvano. Thank you
Eric Anderson
Sep 09, 2015
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The team at Valvano is top notch. There are really great people here who care about you and your business. Don't hesitate to give them a call you'll be pleasantly surprised.
