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Business Details
39 Years
experience
Your Trusted Partner for Insurance and Risk Management Solutions
Founded in 1987 by Kim Haynes, Michael Jones, Pat Lisk, and Christopher Wortham, H & H Insurance has dedicated itself to providing customized insurance solutions for small and mid-sized businesses. Our team of industry veterans brings over three decades of combined experience in commercial risk management, underwriting, and claims resolution. We specialize in surety bonds, business insurance, risk management, and group health plans, serving clients across the United States.

Our long-standing relationships with major bonding companies provide clients with unmatched access to competitive markets. We prioritize personalized guidance, leveraging our expertise to help businesses navigate complex insurance needs while maintaining a commitment to transparency and client partnership. Our services span construction, manufacturing, agriculture, healthcare, and distribution industries, ensuring tailored solutions for diverse business challenges.
Services
Surety Bonds Business Insurance Risk Management Group Health Plans Contract Review
Details
  • Year established: 1987
Highlights and features
  • We offer 35+ years of industry experience in commercial risk management.
  • Our team provides personalized guidance tailored to your business's unique needs.
  • We maintain long-standing partnerships with major bonding companies nationwide.
  • We specialize in serving diverse industries including construction and healthcare.
  • Our dedicated professionals deliver comprehensive solutions for business growth.
Services
Surety Bonds
H+H provides comprehensive surety bond solutions for commercial contractors nationwide. Our team of experts with 100+ combined years of experience helps clients secure bonds ranging from $3M to $500M revenue projects. We maintain partnerships with all major bonding companies to offer competitive rates and tailored programs for new and established businesses in construction and related industries.
Business Insurance
We offer specialized insurance solutions for construction, manufacturing, agriculture, and distribution businesses. Our services include bid bond issuance, contract review, and coverage for product liability, business income, and equipment protection. We work with carriers catering to specific industries to ensure comprehensive protection and competitive pricing for clients across multiple sectors.
Risk Management
Our risk management services focus on contract analysis, compliance certification, and claims assistance. We help businesses identify potential hazards, negotiate contract terms, and implement strategic plans to protect profitability. Our team provides ongoing support for risk mitigation and facilitates efficient claims resolution processes involving multiple parties when necessary.
Group Health Plans
H+H designs customized employee benefits packages including health, dental, and life insurance options. We analyze benefit costs, ensure compliance with federal regulations, and match clients with stable carriers. Our specialists help businesses create competitive benefits plans while maintaining budgetary control and offering succession planning solutions for long-term stability.
Contract Review
We provide detailed contract review services to identify potential risks and negotiation points. Our experts help clients maintain balanced risk exposure while ensuring contractual compliance. This service includes bid requirement analysis and certificate compliance management to protect client interests throughout project execution and contractual obligations.
People
Kim Haynes
Founder
Co-founder with over 35 years of experience in commercial risk management and insurance solutions for small to mid-sized businesses.
Michael Jones
Founder
Co-founder specializing in underwriting and client relationship management, providing strategic leadership in insurance services since 1987.
Pat Lisk
Founder
Co-founder with extensive expertise in claims resolution and risk mitigation strategies for construction and manufacturing industries.
Christopher Wortham
Founder
Co-founder focusing on business development and maintaining key partnerships with major bonding companies nationwide.
Questions
What types of insurance services does H+H offer?
We provide surety bonds, business insurance, risk management solutions, and group health plans for commercial clients across multiple industries.
How does H+H help construction businesses?
We offer specialized bonding services, contract review, and insurance coverage for general contractors and specialty trades in the construction industry.
What industries does H+H serve?
We work with construction, manufacturing, agriculture, healthcare, distribution, and professional services firms nationwide.
What makes H+H different from other agencies?
Our 35+ years of industry experience, nationwide partnerships, and personalized approach create long-term value for our clients.
Reviews (2)
Bill Hardaway
Sep 21, 2020 Report
I did, and still do, business with H&H for 15+ years before selling my construction company. Mike, Chris, Chris, Derek, Marsha, the entire company always worked on my behalf. They are great to work with and will go above and beyond to help you as a client / friend.
H. - H. Insurance Services Inc
Aug 25, 2014 Report
H & H has been in business since 1987 to provide service to all of our loyal customers. We value our relationships with our clients and Insurance and Surety companies. We are the people which come through after everyone else has given up on a project or problem. Please contact me directly about any Commerical insurance, Health Insurance or Performance bond issue.
Sincerely,
Michael Jones Chairman and CEO