Lutz Insurance Services
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Lutz Insurance Services
Lutz Insurance Services offers a full array of customized personal and commercial insurance solutions to individuals and companies in California, Arizona, Washington and Oregon. We are an independent insurance agency representing a full spectrum of companies for individuals and businesses in the communities of Del Mar, La Jolla, Solana Beach, Rancho Santa Fe, Fairbanks Ranch, Encinitas, Carlsbad, greater San Diego, and throughout California, Arizona, Nevada, Washington & Oregon.

We treat every client like a close friend or family member and make sure they get personalized, responsive service that starts the moment they contact us and doesn't end when the sale is complete.Integrity is everything to us. We would rather not sell you a policy than sell you one that doesn't provide you with adequate coverage.
Services
Our Professionals
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At Lutz Insurance Services you'll find a team of proven professionals dedicated to providing the coverage you need from a reputable insurance company at the lowest possible price. We have aligned ourselves with many respected insurance companies known for their financial strength and willingness to pay claims.
Personal
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Whether you are single or have a large family, our number one priority is to find you affordable coverage that will protect you from unforseen events that may be a burden to your financial future. If you need Auto, Home, Personal Liability Umbrella or any other personal insurance coverage, we can tailor a package to fit your personal insurance needs even if you own properties out of state.
Motor Home
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Driving and taking care of a Motor home/RV is very different from a car or truck. So, don't make the mistake of trying to insure yours with a traditional "auto" insurance policy. We've been helping RV/Motor home enthusiasts in Del Mar and throughout the state of California for years. The type of coverage you need and amounts can vary depending on the type of Motor home or RV you have and how you use it.
Auto Insurance
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Auto Insurance isn't just a good thing to have to protect you financially in the case of an accident - in many states it's required. All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts.
Boat & Watercraft
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At Lutz Insurance Services, Inc., we can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft. Some boats or smaller watercraft may even be covered under your current homeowners policy. The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Del Mar, California insurance coverage needs.
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