If you need to discuss filing bankruptcy, I have a free phone or zoom consultation available and am here to help answer your questions. Phone: (310) 328-4400 to set it up. Called a "Straight Bankrutpcy" or Liquidation: you must qualify based on your household income, and use careful planning to avoid losing any of your assets.
For people who don't qualify for Chapter 7 or who need to reorganize debt -such as catching up or eliminating a mortgage, restructuring a car loan, paying or eliminating taxes and so on. Bankruptcy is not a pleasant experience for anyone and I'm sure that most of us think long and hard about filing for one.
For people who don't qualify for Chapter 7 or who need to reorganize debt -such as catching up or eliminating a mortgage, restructuring a car loan, paying or eliminating taxes and so on. Bankruptcy is not a pleasant experience for anyone and I'm sure that most of us think long and hard about filing for one.
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Torrance and Long Beach locations
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South Bay Bankruptcy Attorney, Sam Benevento, now has two office locations to better serve you. Please call our main appointment line at 310-328-4400 if you need help or have questions about filing bankruptcy. Sam offers a free consultation and welcomes your call. Trust Sam Benevento with your Bankruptcy filing: Sam's Career as a Bankruptcy Lawyer spans over 25 years.
Chapter 7 Bankruptcy
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Bankruptcy Exemptions: To begin to understand chapter 7, it is important to understand the law on exemptions. Basically, when you file a chapter 7 bankruptcy, the chapter 7 trustee becomes the owner of your property. Each state, however has a list of property you can exempt from this result. Hence the terms, exemptions.
Chapter 13 Bankruptcy
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Chapter 13 is a reorganization of debt for individuals, couples and some small sole proprietorship's. In chapter 13, you make a payment to the bankruptcy trustee each month, and the bankruptcy trustee distributes this money to your creditors. If a chapter 13 is right for you, my law firm will work with you to design the plan, come up with the monthly payment, and we'll give you detailed instructions on making your payment.
Bankruptcy Articles and Information
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This is Sam Benevento. I have over 20 years experience representing Debtors in bankruptcy. If you fit the description above, I strongly suggest that you make an appointment to come in for a free consultation. We may even be able to set you up with an e-consult online. It costs nothing but some of your time to see if bankruptcy is even an option for you!
Foreclosure Information
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In our state, a mortgage company has two options in foreclosing on real estate: they may either file for "Judicial Foreclosure" by filing a lawsuit, or they may start a "Non-Judicial Foreclosure", which begins by the filing of a Notice of Default with the county recorder. The processes are technical and you have different rights under each method of foreclosure, all of which is beyond the scope of this article.
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