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Business Details
50+ Years
experience
Your Trusted Independent Insurance Agency in Centerville, OH
At Carr Insurance Agency, we prioritize customer satisfaction through quality service and expert guidance. Established in 1975, our independent agency offers personalized insurance solutions tailored to individual and business needs. As advocates for our clients, we provide access to multiple carriers, ensuring competitive pricing and comprehensive coverage. Our team specializes in auto, home, life, and commercial insurance, with a focus on innovative risk management strategies. With offices in Centerville, Ohio, and Louisville, Kentucky, we serve communities across the region.

Our commitment to transparency and client education empowers informed decision-making. Decades of experience inform our approach to claims advocacy and policy customization. We maintain partnerships with financially stable insurers to deliver reliable protection. Client testimonials highlight our prompt service, personalized attention, and long-term reliability. Annual policy reviews ensure coverage evolves with changing needs, while digital tools streamline account management.
Services
Auto Insurance Homeowners Insurance Business Insurance Life Insurance Workers Compensation Insurance
Details
  • Year established: 1975
Highlights and features
  • We offer 50 years of independent insurance expertise since 1975
  • Our team provides access to multiple insurance carriers for competitive pricing
  • We implement innovative risk management solutions tailored to client needs
  • Our clients receive personalized policy reviews and dedicated claims advocacy
  • Family-run business with consistent 5-star customer service ratings
What people say
Quick service Excellent customer service Family-like treatment Prompt claims assistance Best policy recommendations
Services
Auto Insurance
Comprehensive auto insurance solutions protecting drivers against financial loss from accidents, theft, or damage. Our policies include liability coverage, collision protection, and uninsured motorist provisions. We offer specialized options for classic cars, motorcycles, and commercial vehicles while maintaining competitive rates through multiple carrier partnerships.
Homeowners Insurance
Customizable home insurance policies safeguarding residential properties against damage from fire, weather events, and liability claims. Coverage includes dwelling protection, personal property replacement, and additional living expenses. We provide specialized options for high-value homes, flood zones, and rental properties across Ohio and Kentucky.
Business Insurance
Tailored commercial insurance packages protecting businesses from operational risks. Our offerings include general liability, property insurance, workers' compensation, and cyber liability coverage. We specialize in creating bundled solutions for small to mid-sized companies while ensuring compliance with industry-specific regulations and risk management standards.
Life Insurance
Diverse life insurance products providing financial protection for families and businesses. We offer term life, whole life, and universal life policies with flexible premium structures. Our specialists help clients determine appropriate coverage amounts and beneficiaries while considering estate planning and final expense needs.
Workers Compensation Insurance
Mandatory coverage for workplace injuries and occupational diseases meeting state requirements. Our policies provide medical expense coverage, wage replacement, and legal protection for employers. We serve businesses across industries with customized solutions that include safety program support and claims management assistance.
People
Greg Carr
Agency Owner
Greg Carr leads Carr Insurance Agency with over 45 years of industry experience. He specializes in commercial risk management and personal insurance solutions. Under his leadership, the agency has expanded services while maintaining family-owned values. Greg focuses on client advocacy and carrier partnerships to ensure quality coverage. He actively participates in local business development initiatives.
Questions
What makes Carr Insurance Agency different from other agencies?
As an independent agency, we offer multiple carrier options for competitive pricing while maintaining personalized service and local decision-making.
What types of insurance do you offer?
We provide auto, home, life, business insurance, and specialized coverage including workers' compensation, commercial property, and final expense policies.
How do I file a claim?
Report claims through our online service center or contact our office directly. Our team assists with documentation and advocates for fair, prompt resolution.
How often should I review my insurance policies?
We recommend annual policy reviews to ensure coverage aligns with current needs, though we provide ongoing support for life changes.
What payment methods do you accept?
We accept EFT, e-check, and credit card payments for premium payments through secure online or office-based systems.
Do you serve areas outside Centerville?
We serve all of Ohio including Dayton, Kettering, Springboro, and Beavercreek, plus Louisville, Kentucky and surrounding areas.
Reviews (6)
Robert Farrell
Sep 11, 2021 Report
Positive:Professionalism,Responsiveness
I have been with Carr Insurance for over 40 years I always find them to be professional, responsive and extremely helpful in addressing my needs
Roz Mader
Jul 12, 2021 Report
Every claim I have had has been treated fairly and with fast response verbally and with whatever action your reps gave as to what I could expect. I have never felt that your company was trying to deny my claim or make it difficult to receive compensation. I have a friend who switched to Erie after her name brand company would only replace half of her roof after a bad wind storm. She is your customer for life, also. I have my auto and homeowner's insurance with Carr and Erie insurance and have been with Erie for over 40 years.
Robert McGrath
Jun 02, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
Carr was very helpful during the policy signup period and had great rates! I also appreciated the insights they were able to provide regarding my situational claim questions.
Steve Gamm
Mar 14, 2021 Report
We had been loyal clients of AllState for many years, both Auto and Homeowners. After dragging our feet for years, we chose to do due diligence. We were referred to Carr who assessed our needs and tailored coverage for our Autos and Home. The coverage was virtually identical except for some increased replacement costs offered by Carr (Erie). AllState could not match either the coverage or the premiums. We should have done this years ago.
Jeffrey Matthews
Feb 04, 2021 Report
Positive:Professionalism
I have known Greg Carr for a number of years and have been a customer for many of those. Greg and his team will go the extra mile to find appropriate coverages at competitive prices. They handle my business and personal insurance needs.
Joe D'Amico
Jan 30, 2021 Report
We have been clients of Carr insurance for over 40 years, starting with Glenn, and now with Greg. The exemplary service provided by Greg and all his staff remains the cornerstone of this business, certainly maintaining the success Glenn put into place. Everyone is so courteous, professional, and efficient in addressing all of our insurance needs. We cant recommend highly enough, thanks to everyone at Carr!
Joe D.