Business Details
41 Years
experience
Independent Insurance Solutions in Nashville, TN
Martin & Zerfoss has built a reputation as a trusted insurance advisory firm serving Nashville and the broader Tennessee region for over four decades. Our agency prioritizes personalized service, combining deep industry expertise with a commitment to understanding each client's unique risk management needs. Specializing in commercial, personal, and niche insurance solutionsincluding brewery/distillery, charter school, church, and nonprofit coveragewe partner with top-rated carriers to deliver tailored protection.Our team emphasizes proactive risk assessment, financial security planning, and ongoing client education to ensure comprehensive safeguards against unforeseen events. With a focus on long-term relationships over transactional interactions, we provide responsive support and transparent guidance to help clients navigate complex insurance landscapes with confidence.
Services
Brewery Insurance
Distillery Insurance
Charter School Insurance
Church Insurance
Commercial Bank Insurance
Affluent Personal Lines
Non-Profit Insurance
Employee Benefits Consulting
Cyber Liability Coverage
Bond Services
Details
- Year established: 1985
Highlights and features
- We offer 40+ years of localized insurance expertise combined with national carrier partnerships.
- Our team provides personalized risk assessments tailored to specific industry requirements.
- We maintain A+ rated carrier partnerships for reliable claims support and policy stability.
- Our agency specializes in hard-to-place insurance solutions for unique business sectors.
- We deliver responsive, same-day consultation services for urgent insurance needs.
What people say
Invaluable resource
Easy to work with
Extremely knowledgeable
Responsive to our needs
Services
Brewery Insurance
Comprehensive protection for brewing operations including equipment breakdown, product contamination, liquor liability, and environmental exposures. Our policies address spoilage risks, supply chain disruptions, and event-related liabilities while incorporating cyber liability safeguards for data protection. Specialized coverage extensions ensure protection during off-site events and tasting room operations.
Charter School Insurance
Tailored risk management solutions for charter schools covering premises liability, student safety protocols, and administrative operations. Policies include protection against employment practices claims, cyber threats, and property damage while maintaining compliance with educational regulatory requirements through customized insurance programs.
Church Insurance
Multi-faceted protection for religious institutions including property damage coverage, clergy liability, and volunteer protection. Our policies address unique exposures like special events, youth programs, and pastoral counseling while incorporating cyber security measures for congregational data protection.
Commercial Bank Insurance
Specialized insurance programs for financial institutions covering cyber liability, crime protection, and business interruption risks. Policies address regulatory compliance requirements, employee dishonesty exposures, and technology infrastructure protection while providing business continuity support during operational disruptions.
Non-Profit Insurance
Customized insurance solutions for nonprofit organizations including directors & officers liability, event insurance, and volunteer protection. Our coverage addresses unique exposures from fundraising activities, program operations, and cyber risks while maintaining cost-effective structures for budget-conscious organizations.
Questions
What types of specialized insurance do you offer?
We provide brewery/distillery insurance, charter school coverage, church insurance, nonprofit protection, and commercial bank policies tailored to specific industry risks.
How do you handle complex insurance needs?
Our team combines 40+ years of experience with access to specialized carriers to create customized solutions for unique risk management challenges.
Do you serve clients outside Tennessee?
While based in Nashville, we offer insurance solutions to clients across the United States through our national carrier partnerships.
How quickly can I get insurance coverage?
We typically provide initial policy recommendations within one business day after completing your risk assessment questionnaire.
What risk management resources do you provide?
Clients receive industry-specific risk assessment tools, staff training materials, and proactive exposure management guidance as part of our service package.
Reviews (6)
Cameron Bice
Jan 06, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Jennifer Bourne in Nashville has been a fantastic contact for many of my clients. She has been very knowledgeable and helpful in explaining what they need and may not need and she is very responsive and turns things around quickly.
Jennifer Bourne in Nashville has been a fantastic contact for many of my clients. She has been very knowledgeable and helpful in explaining what they need and may not need and she is very responsive and turns things around quickly.
Tony Gianeselli
Nov 01, 2020
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I cannot say enough about the customer service Misty Fell has provided my family and I. She answers all of my questions timely and in the most thorough manner. She has locked me in as a customer for life. Highly recommend!
Shaun McKinley
Sep 26, 2020
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I recently bought a house and needed guidance on how to go about getting homeowner's insurance to finalize my purchase. My expectations were exceeded working with Martin & Zerfoss and specifically Taylor Shomaker. I went into the process wanting to learn and feel comfortable with how I was protecting my home and left with homeowner's insurance, car insurance and personal insurance. He was professional and guided me through all my options, without being pushy or selling me services that my family and I didn't need. I highly recommend them to anyone! Thank you for all your assistance
Adam Smith
Aug 02, 2020
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Positive:Professionalism,Quality,Responsiveness
Misty and the team at Martin and Zerfoss is the best! They are always so fast to respond when I reach out. They stay on top of my policies and help to balance cost and coverage.
Misty and the team at Martin and Zerfoss is the best! They are always so fast to respond when I reach out. They stay on top of my policies and help to balance cost and coverage.
Michael Gilbert
Jul 16, 2020
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I had an amazing experience with Martin & Zerfoss. Jennifer was very responsive, knowledgeable about my business and all the different areas in which I needed coverage and where I didn't. They educated me all along the way during the process and saved my business $1000's while gaining me more coverage. I highly recommend them, and if you are shopping around insurance, let them take care of you.
Margo Newman
Jul 09, 2020
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Fantastic customer service! They provide a personal representative to contact for any updates or questions. They are so quick to answer questions and provide quality coverage and service.
