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41 Years
experience
Emergency
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Your Trusted Partner for Insurance Solutions
For over four decades, Bowen, Miclette & Britt Insurance Agency has established itself as a leader in commercial insurance, surety bonds, human capital management, and risk management solutions. Our commitment to excellence, innovation, and service has earned us a 95% client retention rate, reflecting our ability to meet the evolving needs of businesses globally. We combine large-agency capabilities with personalized service, tailoring coverage plans for industries ranging from construction and energy to healthcare and technology. Our team of experts prioritizes understanding client operations to deliver cost-effective, comprehensive protection while maintaining accountability and transparency.

Recognized as one of America's largest independent insurance agencies, we leverage deep industry knowledge and strategic partnerships to minimize clients' total cost of risk. With offices across Texas, Louisiana, Arkansas, and Florida, we provide localized expertise backed by international reach, ensuring businesses navigate regulatory complexities with confidence. Our consultative approach extends beyond insurance, offering employee benefits consulting, estate planning, and compliance solutions to foster long-term client success.
Services
Commercial Insurance Employee Benefits Risk Management Surety Bonds Estate Planning Cyber Insurance Workers Compensation Business Continuity Liability Coverage International Insurance
Details
  • Year established: 1985
Highlights and features
  • We offer over 40 years of experience in commercial insurance and risk management.
  • Our 95% client retention rate reflects unmatched service consistency.
  • We provide tailored solutions for industries from construction to technology.
  • We maintain global partnerships for comprehensive international coverage.
  • Our consultative approach prioritizes client-specific risk mitigation strategies.
What people say
Exceptional risk management Tailored insurance solutions Responsive claims handling Industry-leading expertise Proactive compliance support
Services
Commercial Insurance
We provide customized commercial insurance solutions protecting businesses from operational risks. Our offerings include general liability, workers' compensation, and cyber insurance for industries like construction, healthcare, and technology. With global underwriting partnerships, we create policies that reduce total cost of risk while ensuring regulatory compliance across jurisdictions.
Employee Benefits
Our employee benefits consulting combines compliance management with competitive compensation strategies. We design health, retirement, and wellness programs that improve workforce satisfaction while controlling employer costs. Technological resources and HR outsourcing support businesses in maintaining regulatory adherence and operational efficiency.
Risk Management
We identify and assess business-specific risks through comprehensive audits. Our strategies include safety program design, claims analysis, and loss control measures tailored to industries like energy and manufacturing. Proactive risk financing solutions help organizations prepare for both common and catastrophic exposures.
Surety Bonds
We offer surety bond programs for contractors and businesses requiring bid, performance, and payment bonds. Our expertise in construction and government contracts ensures clients meet project requirements while maintaining financial security. We work with major surety markets to secure favorable bonding terms.
Estate Planning
Our estate and business succession planning services address wealth preservation for high-net-worth individuals. We implement strategies using life insurance, trusts, and executive compensation plans to facilitate smooth asset transfers while minimizing tax implications and ensuring business continuity.
People
Ed Britt
President & CEO
With over 40 years in insurance leadership, Ed Britt guides BMB's strategic direction. He focuses on maintaining client-centric values while expanding global capabilities. His expertise in risk solutions drives innovation in commercial insurance offerings.
Paul Cerone
Chief Operating Officer
Paul Cerone oversees daily operations and technological advancement at BMB. With expertise in insurance process optimization, he ensures efficient service delivery across all departments while maintaining compliance with industry regulations.
Sheryl Reynaud
Claims Manager
Sheryl Reynaud leads claims management with 25+ years of experience in insurance operations. She specializes in expediting claims resolution while maintaining strict adherence to policy terms and regulatory requirements.
Questions
What types of insurance does BMB offer?
We provide commercial insurance, employee benefits, surety bonds, cyber insurance, workers' compensation, and specialized coverage for industries like energy, healthcare, and technology.
How do you tailor insurance solutions?
Our consultative approach includes risk assessments, industry-specific analysis, and customized policy design to match each business's unique operational needs and growth objectives.
Do you handle international insurance needs?
Yes, we offer global risk management solutions for companies with multinational operations, including import/export coverage and foreign subsidiary protections.
Are emergency services available 24/7?
Yes, our claims team provides 24/7 emergency support through dedicated contact channels for urgent situations.
What makes BMB different from other agencies?
Our combination of 40+ years' experience, 95% client retention, and global partnerships delivers unmatched expertise with personalized service.
How can I get a quote?
Contact our Houston headquarters or regional offices for a comprehensive risk assessment and customized insurance proposal tailored to your business needs.
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Reviews (1)
Ken Ben
Nov 30, 2021 Report
Critical:Professionalism,Quality,Value
Avoid this business AT ALL COSTS. They do not deserve a dime of your money.