Business Details
40 Years
experience
Your Trusted Insurance Partner in Owensboro, KY
We are an independent insurance agency based in Owensboro, Kentucky, dedicated to serving clients across Kentucky and the Midwest. Since 1986, we have prioritized personalized service, helping individuals and businesses find tailored coverage that aligns with their unique needs. Our team of experienced agents specializes in auto, home, life, business, and senior insurance solutions, leveraging relationships with top-rated carriers to secure competitive rates.We focus on building long-term partnerships by providing expert guidance through life's changing circumstances, whether clients have straightforward needs or complex histories requiring specialized attention. Our commitment to transparency and customer-centric service ensures clients receive comprehensive protection without hidden fees or unnecessary policies.
Services
Auto Insurance
Business Insurance
Homeowners Insurance
Life Insurance
Medical Insurance
Senior Insurance
Details
- Year established: 1986
Highlights and features
- We are an independent agency with access to multiple top-rated carriers.
- Our agents specialize in personalized coverage for unique insurance needs.
- We have served Kentucky and the Midwest since 1986 with proven expertise.
- We offer tailored solutions for both standard and non-standard insurance histories.
- Our team includes specialists in life, health, and senior care insurance products.
Services
Auto Insurance
Auto insurance protects against financial loss from accidents, theft, or damage to your vehicle. Our policies include liability, collision, and comprehensive coverage options tailored to your driving history and needs. We work with top-rated carriers to ensure competitive rates while providing personalized support for claims and policy adjustments.
Business Insurance
Business insurance safeguards companies from risks like property damage, liability claims, and operational disruptions. We offer customized policies covering premises liability, product liability, workers' compensation, and commercial auto. Our experts help businesses in Kentucky and the Midwest secure comprehensive protection aligned with their industry-specific needs.
Homeowners Insurance
Homeowners insurance provides financial protection against disasters, theft, or damage to your property and belongings. Our standard policies cover structural repairs, personal assets, and liability claims. We assist clients in selecting coverage that balances affordability with robust protection for their homes in Kentucky and surrounding regions.
Life Insurance
Life insurance offers financial security for beneficiaries through term and permanent policies. We provide options tailored to estate planning, income replacement, and final expense needs. Our agents specialize in helping individuals and seniors secure policies that protect assets and provide peace of mind for loved ones.
Medical Insurance
Medical insurance covers healthcare costs through fee-for-service and managed care plans. We offer policies that include hospitalization, prescription drugs, and preventive care, with options for individuals and families. Our team helps clients navigate Kentucky Health Exchange plans and employer-sponsored coverage to find affordable, comprehensive solutions.
People
Ronnie Raymond
President / Agent
Ronnie specializes in life and health insurance, employee benefits, and senior care products. With decades of experience, he helps clients create long-term financial security plans tailored to their unique needs.
Debbie Gilbreath
Agent
Debbie focuses on life and health insurance, particularly Medicare solutions. She assists clients in navigating coverage options to ensure affordable, comprehensive protection for their healthcare needs.
Rob Raymond
Agent
Rob provides expertise in business, home, and auto insurance. He helps commercial clients secure policies that mitigate risks while ensuring personal clients receive cost-effective, reliable coverage.
Richard Raymond
Benefits Administrator
Rick specializes in life and health insurance, supporting clients with policy selection and benefits administration. His focus ensures seamless service for individuals seeking personalized insurance solutions.
Paul Trogden
Agent
Paul offers coverage for life, health, property, and casualty insurance. His broad expertise helps clients protect personal and business assets through customized, dependable policies.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, medical, and senior insurance solutions tailored to individual and commercial needs across Kentucky and the Midwest.
How can I get a quote?
Fill out our online request form or contact us directly at 270-926-7977 to receive a personalized insurance quote within one business day.
Do you specialize in senior insurance?
Yes, we offer senior life insurance policies designed to protect assets and cover final expenses, with agents specializing in Medicare and long-term care solutions.
Are you an independent agency?
Yes, we partner with multiple top-rated carriers to provide unbiased recommendations and competitive rates for personalized insurance coverage.
What areas do you serve?
We primarily serve Kentucky and the Midwest, offering local expertise with nationwide carrier partnerships to meet diverse insurance needs.
Reviews (2)
R. B.
Aug 15, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Ronnie is the best insurance broker in the state. He will save you money.
Ronnie is the best insurance broker in the state. He will save you money.
Colette Wright
Nov 13, 2019
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I've had the insurance for many years and just recently someone has called to see if I wanted to update my account.
