Business Details
50+ Years
experience
Certified Residential Real Estate Appraisals in Missouri
Since 1965, M Warren Appraisal Service has provided accurate and reliable residential property valuations across Missouri. Led by certified residential appraiser Melissa Ballard since 1992, we serve Cass and Bates counties with exceptional professionalism. Our expertise spans residential homes, vacant land (up to 40 acres), and single-family dwellings, supporting clients through divorce settlements, tax planning, refinancing, and mortgage lending. Every appraisal adheres to the Uniform Standards of Professional Appraisal Practice (USPAP), ensuring compliance and acceptance by lenders, attorneys, and insurance providers. With decades of local market knowledge and a commitment to integrity, we deliver timely, defensible reports tailored to individual client needs.Our services benefit mortgage lenders, credit unions, legal professionals, and private homeowners seeking precise property valuations. As a woman-owned business, we combine small-town service with big-market expertise, maintaining direct communication and hands-on oversight throughout every appraisal process. Our turnaround times typically range from 2 - 5 business days, accommodating urgent requests while upholding rigorous quality standards. This legacy of precision and trust has made us a preferred appraisal partner for diverse clients across Missouri for over six decades.
Services
Residential Appraisals
Vacant Land Appraisals
Divorce Settlement Appraisals
Estate Planning Appraisals
Insurance Appraisals
Legal Appraisals
Mortgage Appraisals
Details
- Year established: 1965
Highlights and features
- Certified residential appraiser with 33+ years of hands-on experience
- Over 60 years of combined business experience since 1965
- USPAP-compliant reports accepted by all major lenders and legal entities
- Fast 25 business day turnaround with rush options available
- Deep local expertise in Cass and Bates County real estate markets
Associations and certifications
- Uniform Standards of Professional Appraisal Practice (USPAP)
What people say
Fast, accurate, friendly
Highly recommend
Best appraisal service
Accurate appraisal
Exceptional service
Services
Residential Appraisals
We provide certified residential property valuations for homeowners, lenders, and legal professionals. Our appraisals assess single-family homes, estates, and vacant land up to 40 acres. Each report includes detailed market analysis, comparable sales data, and photographic documentation to determine fair market value.
Legal Appraisals
Our USPAP-compliant appraisals support attorneys in divorce proceedings, estate settlements, and property disputes. Reports include defensible market data, neighborhood analysis, and expert testimony options. We maintain strict confidentiality while delivering court-admissible documentation for legal proceedings.
Mortgage Appraisals
We deliver lender-accepted valuations for mortgage origination, refinancing, and portfolio management. Our reports meet FHA, conventional, and credit union requirements with 25 day turnaround. Direct communication ensures smooth underwriting for purchase and refinance transactions.
Insurance Appraisals
Our appraisals help insurers determine replacement costs and process claims accurately. We document property condition, market value, and replacement cost estimates to support policy underwriting and post-damage assessments across residential properties.
Estate Appraisals
We provide certified valuations for estate planning, inheritance distribution, and probate court requirements. Our reports include detailed market analysis and comparable sales data to establish accurate property values for trust management and tax purposes.
People
Melissa Ballard
Certified Residential Appraiser
Melissa Ballard has been a certified residential appraiser since 1992, continuing M Warren Appraisal Service's legacy of excellence since 1965. She personally oversees every valuation, combining decades of experience with local market knowledge to deliver accurate, USPAP-compliant reports for lenders, attorneys, and homeowners.
Questions
What is a residential appraisal used for?
Appraisals determine property value for sales, refinancing, divorce settlements, or estate planning. Our reports meet lender, legal, and insurance requirements.
Are your appraisals accepted by lenders?
Yes. All reports follow USPAP standards and are accepted by banks, credit unions, and mortgage lenders across Missouri.
How long does the appraisal process take?
Typical turnaround ranges from 2–5 business days after property inspection, with rush options available when possible.
Do you appraise vacant land?
Yes. We evaluate residential land parcels up to 40 acres in size for mortgage, legal, or personal purposes.
How can I request an appraisal?
Call us at (816) 380-5163 or use our online contact form to schedule your appraisal with certified appraiser Melissa Ballard.
Can your reports be used in court?
Yes. Our USPAP-compliant appraisals are professionally certified and regularly used in legal proceedings and estate matters.
