Alexander Southwell Mortgages

As a Romsey-based mortgage brokerage serving the whole of the UK, Alexander Southwell Mortgage Services helps individuals navigate borrowing decisions with independent, professional guidance. We believe suitable mortgage recommendations should reflect personal finances, property plans and future commitments rather than interest rates alone. Through access to more than 100 lenders, we compare mortgage products for first-time purchasers, existing homeowners, people moving property and buy-to-let investors. Our advisers also work with sole traders, contractors, company directors and CIS applicants, together with customers seeking assistance with adverse credit, shared ownership, new-build purchases and key worker mortgage arrangements.

We provide a structured service encompassing initial consultations, lender comparisons, product recommendations and application management. Our team explains affordability considerations, lending criteria, repayment options and possible changes to mortgage costs, allowing you to assess the choices presented. We handle the necessary paperwork and communicate with lenders and solicitors as applications progress. For convenience, we conduct appointments by video or telephone and provide email assistance, alongside local in-person meetings. The majority of our mortgage advice is fee-free, with payment received from the lender. A 299 charge applies to borrowing under 100,000 once an offer is issued, while a small proportion of complex cases may involve fees of up to 995, explained beforehand.