We are Health & Life Insurance Pros, a local and independent agency proudly serving Omaha and all of Nebraska. Our role is to help individuals, families, and small businesses make informed insurance decisions by comparing a broad range of coverage options. These include Private and Marketplace Health Plans, Medicare Advantage, Medicare Supplements, Prescription Drug Plans, Dental and Vision insurance, Life Insurance, Hospital Indemnity, Medicaid Spend-down, and Short-Term Plans. Since 2008, we have supported Nebraska clients with professional guidance that emphasizes affordability, clarity, and transparency. Rather than focusing on a single insurance company, we compare plans from multiple carriers to help clients identify options that fit their needs and budgets. Our consultations are free, with no spam, obligation, or pressure.
We simplify the process by reviewing coverage choices, explaining benefits and costs, assisting with enrollment, and continuing to answer questions afterward. Our licensed agents are committed to providing honest advice and personalized client care throughout every stage. Together, we provide local support and professional service for clients who want a clearer understanding of their insurance options.
We simplify the process by reviewing coverage choices, explaining benefits and costs, assisting with enrollment, and continuing to answer questions afterward. Our licensed agents are committed to providing honest advice and personalized client care throughout every stage. Together, we provide local support and professional service for clients who want a clearer understanding of their insurance options.
Served areas
- Proudly Serving Omaha, NE & All of Nebraska
Details
- Year established: 2008
- Licensed
Highlights and features
- Serving Omaha and all Nebraska communities with care
- Compare multiple health insurance carriers and coverage options
- Personalized guidance tailored to your health needs
- Free consultations with licensed insurance professionals
- Support from plan comparison through ongoing enrollment assistance
- Ongoing local support after your coverage begins
Services
We offer professional assistance for those seeking Affordable Care Act Marketplace insurance. Our approach allows clients to evaluate various plans according to monthly premiums, healthcare costs, coverage levels, and personal needs. We can also provide information about tax credits and subsidies, explain essential benefits, and help identify enrollment opportunities when circumstances create eligibility for a Special Enrollment Period. 
We provide private and short-term health insurance plans designed to offer temporary coverage during periods of transition. Our licensed agents help individuals, families, and small businesses evaluate available options and select coverage suited to their circumstances. These plans may offer lower costs, quick effectiveness, and flexible cancellation, while also having limitations and renewal restrictions. 
We offer hospital indemnity plans that provide financial support when hospitalization leads to additional medical expenses. The coverage includes daily payments for hospital stays and benefits for other qualified expenses, without requiring deductibles to access benefits. Plans offer flexibility in how benefits are used, provide no network or provider restrictions, and may cover your family. 
At Health & Life Insurance Pros, we assist with the complexities of Medicare coverage in Nebraska. From Medigap policies to Medicare Advantage and Part D plans, we explain the available options and help identify coverage suited to your needs. Our support also includes navigating health plans, completing required paperwork, and reviewing your plan each year. 
Our dental and vision insurance service helps clients evaluate coverage suited to their individual, family, or small business needs. Depending on the plan, benefits can include cleanings, exams, X-rays, fillings, crowns, eye exams, glasses, lenses, and contacts. We explain premiums, deductibles, copays, waiting periods, and benefits to make comparing options straightforward. 
We assist individuals and families in reviewing supplemental insurance options for serious illnesses and unexpected accidents. Coverage may include benefits for cancer diagnoses and treatment, specified heart attack or stroke events, and covered accidental injuries. Depending on the policy, payments may go directly to you. Our licensed insurance professionals answer questions and explain how each option works. 
Our life insurance service gives individuals, families, and small businesses an opportunity to compare several coverage options. Term, whole life, and final expense plans are available from reputable companies. We provide licensed guidance on policy features, coverage amounts, and potential benefits, helping make the process of reviewing and selecting coverage more manageable. People
Jose Ortez
OWNER & PRINCIPAL HEALTH INSURANCE BROKER
Born in Florida, Jose has been an independent insurance broker for 15 years. Having undergone 21 surgeries by the age of 15, Jose personally understands the value of having access to the best medical care. He currently Licensed in FL, ME, MI, NC, & NE and specializes in Medicare, Dental, Medicaid Spend-down, Hospital Indemnity, Obamacare(ACA) Plans, & Life Insurance.
Reviews (16)
Breanne Sutton
Jul 26, 2026
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Jose Ortez was my point of contact through BCBS. We communicated through email and phone. I was switching insurances after my maternity leave was up and he was super helpful with that transition. He helped me with running the numbers and finding a plan for me. He was thorough with talking me through each step and what the upcoming steps to expect were. Jose followed up with me in a timely manner every question I had. Insurance tends to be a stressful topic but he made it easy!
Kelly C.
Feb 05, 2026
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I can't recommend Jose highly enough! When I reached out for help navigating Medicare and supplemental insurance options for my elderly parents, I was impressed by the level of care and attention he provided. He took the time to explain all the options in simple, easy-to-understand terms, ensuring we fully understood each plan without any pressure to make a purchase.
What really stood out, though, was Jose's honesty and integrity. Instead of trying to sell us something new or push unnecessary plans, his advice was refreshingly straightforward: "Stick with what you already have." He carefully reviewed our current coverage and determined that it was the best fit for our needs. This level of transparency and customer-first approach is rare, and I truly appreciated it.
Jose made sure we felt informed and confident in our choices.
If you're looking for an insurance agent who is knowledgeable, patient, and truly puts your best interests first, I highly recommend Jose. He’s the kind of professional you can trust to guide you without any ulterior motives—something that's invaluable, especially when it comes to something as important as healthcare.
What really stood out, though, was Jose's honesty and integrity. Instead of trying to sell us something new or push unnecessary plans, his advice was refreshingly straightforward: "Stick with what you already have." He carefully reviewed our current coverage and determined that it was the best fit for our needs. This level of transparency and customer-first approach is rare, and I truly appreciated it.
Jose made sure we felt informed and confident in our choices.
If you're looking for an insurance agent who is knowledgeable, patient, and truly puts your best interests first, I highly recommend Jose. He’s the kind of professional you can trust to guide you without any ulterior motives—something that's invaluable, especially when it comes to something as important as healthcare.
RaySean Barber
Jan 04, 2026
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Fanny Janeth Garcia
Nov 29, 2025
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Jody O.
Nov 14, 2025
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Erica Novotny
Sep 12, 2025
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Jose from Health & Life Insurance Pros - Health & Medicare Agency provided exceptional customer service, taking the time to quickly and attentively answer all of my questions about Individual Health Insurance options and helping me navigate the Affordable Health Insurance process. Their expert guidance made finding the Best Health Insurance Options for our family a breeze.
Kayla Middleswart
Sep 05, 2025
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Brianna Staggs
Mar 30, 2025
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Steve
Aug 09, 2024
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Jen L.
Jul 22, 2024
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I had an exceptional experience working with Jose as my independent insurance producer. He found me affordable insurance that perfectly catered to my medical needs in a very short period of time. Jose's promptness in returning phone calls and adjusting changes to my insurance in a timely manner truly set him apart. His dedication and efficiency made the entire process seamless and stress-free. I highly recommend Jose to anyone in need of reliable and personalized insurance services.
Alica Clanton
Jul 07, 2024
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Lynn Cochran
Jun 02, 2023
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Hh Wild Plums
May 28, 2023
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Linn Snypes
Aug 10, 2022
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Adrian Alquinta
Jun 09, 2022
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Summer Almond
Apr 26, 2022
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