We are Specialty Insurance, a specialist brokerage serving the action sports, recreation, and entertainment marketplace. Operating as a division of Alliance Risk Insurance Services, we were founded in response to a recurring industry problem: businesses offering highly active recreational experiences often lacked insurance solutions built for their specific exposures. Instead of relying on generalized classifications, we chose to dedicate our practice entirely to understanding and protecting these operations. Our clients include paintball, airsoft, and GellyBall fields, laser tag and Nerf venues, axe throwing facilities, go-kart tracks, trampoline parks, family entertainment centers, inflatable and party rental businesses, as well as special events and seasonal attractions. We structure our services around the understanding that these organizations require protection aligned with the experiences they provide.
To meet those needs, we offer comprehensive insurance programs covering general liability, participant and guest injuries, property exposures, business owners policies, commercial auto risks, and excess and umbrella protection. Every policy is placed with A+ rated carriers that have analyzed industry-specific loss information, helping produce coverage that better reflects the realities of each operation. We are familiar with the challenges our clients encounter, including participant injuries, equipment malfunctions, waiver concerns, fluctuating seasonal income, and contractual insurance requirements. Our team brings more than 20 years of experience, maintains licenses throughout all 50 states and the District of Columbia, and currently protects more than 500 active policies. By combining responsive service, quick quote turnaround, clear communication, and claims advocacy, we strive to deliver insurance support tailored to the industries we serve.
To meet those needs, we offer comprehensive insurance programs covering general liability, participant and guest injuries, property exposures, business owners policies, commercial auto risks, and excess and umbrella protection. Every policy is placed with A+ rated carriers that have analyzed industry-specific loss information, helping produce coverage that better reflects the realities of each operation. We are familiar with the challenges our clients encounter, including participant injuries, equipment malfunctions, waiver concerns, fluctuating seasonal income, and contractual insurance requirements. Our team brings more than 20 years of experience, maintains licenses throughout all 50 states and the District of Columbia, and currently protects more than 500 active policies. By combining responsive service, quick quote turnaround, clear communication, and claims advocacy, we strive to deliver insurance support tailored to the industries we serve.
Served areas
- Coverages: General Liability, Participant Injury, Property, Business Owners Policy (BOP), Commercial Auto, Excess / Umbrella.
- Industries: Paintball, Airsoft, GellyBall, Laser Tag, Nerf Arena, Axe Throwing, Go-Kart, Trampoline Park, Family Entertainment Center, Special Events.
Details
- Licensed
Highlights and features
- Licensed nationwide across all 50 states for coverage
- Fast one-day quote turnaround from top-rated insurance carriers
- Specialist underwriting tailored for action sports business risks
- Comprehensive protection for entertainment venues and sports operators
- Over twenty years of industry-focused insurance expertise
- Coverage solutions designed for diverse high-risk recreation businesses
Payment methods
- Cash
- Debit cards
- Credit cards
Services
We provide General Liability Insurance to establish a reliable base of protection for businesses. It addresses claims involving third-party bodily injury, property damage, and legal defense expenses. Coverage extends across operations, premises, and products associated with the business. Our specialty solutions are designed to close gaps in standard policies, especially where participant risk is involved.
Our Participant Injury Insurance offers no-fault medical coverage for paying customers who are injured or become ill during participation in your activities. It helps protect your business from significant exposure in high-risk operations. Standard general liability policies typically exclude participant injury coverage. This program is designed for action sports, entertainment, and mobile businesses.
We deliver property insurance protecting business assets from fire, theft, vandalism, and weather-related losses. Coverage includes buildings, equipment, inventory, and improvements used in operations. For action sports businesses, we include specialized gear like inflatables, targets, lanes, vehicles, and safety equipment when standard policies fall short. We prioritize replacement cost valuation to reflect actual recovery needs.
We provide a Business Owners Policy that bundles General Liability Insurance with Commercial Property Insurance within a single, cost-effective structure. This approach is intended for small and mid-sized action sports and entertainment operations that maintain physical premises and equipment, and it utilizes programs specifically built for specialty recreation industries.
We provide coverage for vehicles owned, leased, or regularly used within business operations. Liability protection applies when at-fault accidents occur during commercial driving activities. We also include physical damage protection for collision and comprehensive incidents. This ensures business transportation assets remain supported under a unified insurance solution.
Excess and Umbrella Insurance provides additional liability limits above your primary insurance policies. It activates when a catastrophic claim exceeds the limits of your underlying coverage. This protection extends General Liability, auto, and employers liability policies. It also helps cover legal defense costs above primary limits, offering an important financial safeguard for severe claims.
Reviews (1)
Christopher W.
Oct 05, 2025
Report