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Your Trusted Business Insurance Partner in Los Gatos, CA
Prevot & Associates Insurance Services has been a trusted leader in commercial insurance brokerage for over 35 years, specializing in tailored risk management solutions for businesses across diverse industries. With offices in Los Gatos, San Diego, and Houston, we serve clients nationwide and internationally, offering comprehensive coverage including general liability, workers' compensation, group health, cyber security, and specialized policies for high-tech startups, manufacturers, and life sciences firms. Our team of experts prioritizes personalized service, leveraging deep industry knowledge to deliver cost-effective insurance strategies that protect businesses at every stage of growth.We maintain partnerships with over 100 insurance carriers to ensure access to competitive rates while providing proactive risk consulting to help clients mitigate potential losses. Recognized for exceptional client support, our firm consistently earns referrals and repeat business through transparent communication, rapid response times, and a commitment to understanding each client's unique operational needs.
Services
General Liability
Workers Compensation
Group Health Insurance
Cyber Security
Directors & Officers
Contractors Insurance
EPLI
Umbrella Policies
Professional Liability
Bond Services
Highlights and features
- 35+ years of specialized experience in commercial insurance brokerage
- Access to 100+ insurance carriers for competitive rate comparisons
- Personalized risk management strategies tailored to industry-specific needs
- Proven track record saving clients over 20% on existing policies
- 24/7 client support with rapid response times for urgent needs
What people say
Next level good
Immediate response
Saved over 20%
Proactive communication
Expertise in all insurance types
Services
General Liability
General Liability Insurance protects businesses from financial losses due to customer injuries, property damage, or related lawsuits. Essential for companies needing protection during commercial leases or client contracts, this policy covers legal fees and settlements. Our brokerage helps clients secure competitive rates while ensuring comprehensive protection tailored to their operational risks.
Workers Compensation
Workers Compensation Insurance provides medical benefits and wage replacement for employees injured on the job. Required by most states, this coverage protects both employers and staff from financial burdens associated with workplace accidents. We assist businesses in obtaining compliant policies while optimizing premium costs through risk management strategies.
Cyber Security
Cyber Security Insurance safeguards businesses against data breaches, ransomware attacks, and other digital threats. This coverage includes incident response, legal defense, and notification costs. Our experts help organizations implement risk mitigation protocols while securing policies that address evolving cyber threats specific to their industry operations.
Directors & Officers
Directors & Officers Liability Insurance protects executives from personal losses during lawsuits related to their management decisions. This policy covers legal defense costs and settlements for claims alleging mismanagement or fiduciary breaches. We provide customized D&O solutions for public companies, nonprofits, and private enterprises seeking board member protection.
Group Health Insurance
Group Health Insurance offers comprehensive medical coverage for employees and their dependents. This benefit helps businesses attract talent while managing premium costs through negotiated rates. Our team assists in selecting plans that balance employee needs with organizational budget constraints, ensuring compliance with current healthcare regulations.
People
Mike Prevot
Founder
Mike Prevot brings 35+ years of insurance expertise, specializing in commercial risk management for tech startups and established enterprises. Known for rapid policy implementation and cost-saving strategies, he prioritizes client education and transparent communication while maintaining industry-leading carrier relationships.
Questions
What types of business insurance do you offer?
We provide general liability, workers' compensation, cyber security, directors & officers, group health, EPLI, professional liability, and specialized policies for manufacturers, tech firms, and life sciences companies.
Do you serve businesses outside California?
Yes, we offer coverage nationwide and internationally with offices in Houston, Texas, and partnerships across 100+ carriers to serve global business operations.
How quickly can I get an insurance quote?
Our online form provides immediate quote requests, with brokers typically delivering detailed proposals within 24 hours of initial contact.
Can you help if I already have existing insurance?
Yes, we review current policies to identify gaps or cost-saving opportunities, often securing better coverage at reduced rates through our carrier network.
What makes your firm different from other brokers?
Our 35+ years of specialization, rapid response times, and personalized approach ensure tailored solutions rather than generic policies, consistently saving clients 20% or more on premiums.
Do you assist with insurance claims?
While we don't process claims directly, we guide clients through procedures and advocate with carriers to ensure timely, fair resolutions for covered incidents.
Reviews (5)
Patrick Bertetta
Sep 24, 2019
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Mike Prevot and his team are absolutely amazing. They get everything done quickly and correctly the first time. Mike has a wealth of knowledge and is always professional.
**A year later and Mike and his Team are still amazing. Mike seems like he has an endless inventory of knowledge and ways to save money.**
**A year later and Mike and his Team are still amazing. Mike seems like he has an endless inventory of knowledge and ways to save money.**
Rebecca Cafiero
Sep 23, 2019
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Mike is a total professional!! I reached out to him when I needed a policy quickly and he astounded me with his response time, quality of service and pricing!! I've referred him several times and he's SO on top of communication and treats his clients like gold! He's honest, helpful and SO incredibly great at saving you money!
J. A.
May 24, 2018
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I have been using them for over a year now and am always impressed by their responsiveness (while not sacrificing thoroughness). Mike and his team know their stuff and offer a a great suite or products and expertise. You cannot go wrong with Prevot and Associates!
Jason A.
Dec 08, 2017
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Call Mike now! Mike helped me with some insurance issues a while back. As it turned out, It ended up that I needed the help of another provider but Mike was super responsive and incredibly generous with his time and info despite it being clear that I would not be working with him at that moment. If you want someone that is honest and responsive (which isnt a given) give Mike a buzz as im sure he will happily help in any way possible!
Joe Khoei
Oct 09, 2017
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Mike and his crew are experts and they are fast. If you want an ever present advocate on your side this is the where to get it.
