Since 1997, my office has been helping people regain their financial stability. Bankruptcy is not for every body and should only be used as a last resort, but if you are looking to be treated with dignity and respect by an attorney with over twenty years of expertise and experience in the field of Bankruptcy law, then look no further.
Whether you need a fresh start, or you need to save your home and property from foreclosure, I am sure I can help you file a Bankruptcy case that is right for you and your budget. My law office is a small hands-on operation. I do not run a factory or mill. I provide a professional service! I keep my case load at a manageable level and I promise you will never deal with a paralegal at my office.
Whether you need a fresh start, or you need to save your home and property from foreclosure, I am sure I can help you file a Bankruptcy case that is right for you and your budget. My law office is a small hands-on operation. I do not run a factory or mill. I provide a professional service! I keep my case load at a manageable level and I promise you will never deal with a paralegal at my office.
Services
Stopping Foreclosure
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All debtors receive the Automatic Stay of Proceeding when either a Chapter 7 or Chapter 13 is filed. Therefore, any pending Foreclosure sale must be cancelled or postponed as soon as your Bankruptcy case is filed with the Court. A Chapter 7 filing maybe advantageous in preventing foreclosure if the debtor has a sale pending to a private party.
Stop Lawsuits / Garnishments
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As soon as your Bankruptcy case is filed you receive the Automatic Stay of Proceeding. That means if you are being garnished - the bankruptcy stops the creditor from taking your money! Likewise if there is a hearing scheduled due to a lawsuit - that hearing must be canceled as well. If you are being garnished, it is important that you file your case right away.
Reinstate Driver License
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1st: Filing a Chapter 7 or 13 will reinstate your license if it was suspended for an uninsured accident. This can happen when you fail to properly insure yourself or your vehicle, and you or the vehicle is involved in an accident. 2nd: Filing a Chapter 13 will reinstate your license if it was suspended for unpaid traffic tickets and court fines.
IRS Debt
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Filing a Bankruptcy can help solve your problem with the IRS. In some cases, the debt can be discharged by the Bankruptcy Court, so you don't have to pay it back! For your tax debt to be discharged will depend on the following: When was the tax due, when was your tax return filed, and when was it assessed by the IRS?
What is Chapter 7
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Chapter 7 of the United State Bankruptcy Code (Title 11) is designed to eliminate most debts within 3 months of the initial filing date. The legal term for eliminating your liability on your debts is called DISCHARGE. Certain debts cannot be discharged like most taxes, child support, obligations awarded in a property settlement (Divorce decree), criminal penalties, restitution and in most cases, guaranteed student loans.
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