Business Details
44 Years
experience
Your Trusted Financial Advisers in Memphis, TN
Legacy Wealth Management was founded in 1982 with a vision to provide objective, fee-only financial advice without product sales. As a fiduciary firm, we prioritize clients' best interests through retirement planning, estate planning, tax strategies, and investment management. Our team includes Certified Financial Planners, CFA charterholders, and specialists in FedEx pilot benefits. With a 98% client retention rate, we emphasize long-term relationships, downside risk management, and personalized service tailored to individual goals. Our culture values teamwork, continuous education, and ethical decision-making to help clients navigate complex financial landscapes. Services
Retirement Planning
Estate Planning
Tax Planning
Insurance Planning
Executive Benefits Assessment
Details
- Year established: 1982
Highlights and features
- We are a fiduciary fee-only firm with no product sales conflicts
- 35+ years of experience in comprehensive wealth management
- Specialized expertise in FedEx pilot retirement benefits
- Team includes CFPs, CFA charterholders, and tax specialists
- 98% client retention rate demonstrates service excellence
Associations and certifications
- CFP (Certified Financial Planner)
What people say
Exceptional expertise
Personalized service
Proactive planning
Tax efficiency
Long-term focus
Services
Retirement Planning
We develop personalized retirement plans considering pension options, social security optimization, and withdrawal strategies. Our approach assesses longevity risks and creates sustainable income streams while maintaining portfolio balance. Clients receive guidance on working longer, spending adjustments, and savings requirements.
Estate Planning
Our estate planning services minimize tax burdens and ensure asset distribution according to client wishes. We coordinate with legal professionals to update wills, establish trusts, and implement charitable giving strategies. The process includes probate avoidance techniques and survivor support planning.
Tax Planning
We implement tax-efficient strategies including loss harvesting, gifting appreciated securities, and retirement account management. Our team provides annual tax projections to optimize deductions and coordinates with external tax preparers to ensure comprehensive tax management.
Insurance Planning
We evaluate life, long-term care, and property insurance needs without product sales conflicts. Our analysis identifies coverage gaps and recommends appropriate policies while balancing self-funding strategies and traditional insurance solutions.
Executive Benefits Assessment
Specialized services for executives include stock option timing analysis, deferred compensation planning, and employee stock purchase plan optimization. We help corporate clients maximize benefits packages while aligning with overall wealth management goals.
People
Joseph Birch
Wealth Advisor
Certified Financial Planner with expertise in FedEx pilot retirement benefits. Specializes in pre-retirement planning and A-plan benefit optimization for aviation professionals.
Nathan Powell
Portfolio Manager
Investment specialist managing client portfolios with focus on risk management. Oversees asset allocation strategies and market volatility mitigation for high-net-worth individuals.
Rebecca Rawlinson
Financial Planner
Certified expert in retirement income planning and pension maximization. Provides personalized guidance on retirement account management and sustainable withdrawal strategies for corporate executives.
Questions
What financial planning services do you offer?
We provide comprehensive services including retirement planning, estate planning, tax optimization, insurance analysis, and executive benefits management.
Are you legally required to act in my best interest?
Yes, as a fiduciary firm we have a legal obligation to prioritize client interests over any potential profits or commissions.
Do you specialize in any particular industry?
We have specialized expertise serving FedEx pilots with contract benefit analysis and retirement planning specific to aviation professionals.
How does your investment approach work?
We create diversified portfolios aligned with your goals, focusing on long-term growth with risk management rather than market timing.
What fees do you charge for services?
We operate as a fee-only firm with transparent pricing based on portfolio size, with no hidden costs or product commissions.
What's your client retention rate?
Our 98% retention rate over five years reflects client satisfaction with our personalized, conflict-free financial advisory services.
Reviews (1)
Cooper Jack Smith
Aug 09, 2020
Report
Great atmosphere with very patient employees willing to look at my specific situation go help manage my financial future!
