Congratulations for taking the first step. You are likely here because of events that may have never been in your control. Let's be honest - no one wants to file for bankruptcy, or meet with a bankruptcy attorney. If you must file, you want to work with someone who is going to listen to you and give you straight answers.
When you meet with me, there are no pre-printed forms to fill out - no questionnaires. I want to hear it directly from you. I will always do my best to tailor solutions to your individual needs. Unfortunately, bad things can happen to good people. Life sometimes presents obstacles that we never could have imagined or anticipated.
When you meet with me, there are no pre-printed forms to fill out - no questionnaires. I want to hear it directly from you. I will always do my best to tailor solutions to your individual needs. Unfortunately, bad things can happen to good people. Life sometimes presents obstacles that we never could have imagined or anticipated.
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About
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Rich is a graduate of St. Johns University (B.A. 1979) and New York Law School (J.D. 1983), and has been in private practice since 1988. Prior to entering private practice, he was employed in the financial services industry for over 10 years in various capacities focusing in the areas of consumer credit and real estate financing.
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Living with debt can be stressful and exhausting. When you fall behind on payments, you will likely start receiving angry calls from creditors. Sooner or later, you will face threats of foreclosure, repossession, collection lawsuits, or wage garnishments. Filing for bankruptcy can help you avoid these damaging outcomes.
Chapter 7
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If you are reading this, you may have reached your "breaking point" - the event that has made you seek legal counsel. You may be facing seemingly insurmountable levels of debt and are likely receiving angry calls from creditors and collection agencies. No matter how grim your circumstances may seem, however, relief is possible.
Chapter 11
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Chapter 11 bankruptcy is typically used to reorganize a business, whether it be a corporation, sole proprietorship, or partnership. Individuals can also sometimes file for Chapter 11 bankruptcy if they do not qualify for Chapter 7 or Chapter 13 relief. Our Chapter 11 bankruptcy lawyer has over 35 years of legal experience and can help you develop a reorganization plan that maximizes available relief.
Chapter 13
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If you are reading this, you most likely believe you are experiencing substantial financial difficulties. Filing for Chapter 13 bankruptcy can provide you with the tools you need to avoid the worst consequences of overwhelming debt, including foreclosure. Upon completing a Chapter 13 repayment plan, you will typically be permitted to eliminate any remaining unsecured debt.
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