DebtWave Credit Counseling, Inc. is a nonprofit, accredited, consumer credit counseling service. At DebtWave Credit Counseling, Inc., our team of certified credit counselors focus not only on helping you get out of debt, we teach you how to properly manage your finances, reducing the likelihood you fall into debt again.
Located in San Diego, our customer-service oriented team has helped more than 1 million people in 46 states, plus Washington, D.C., pay off more than $7 million worth of credit card debt since 2001. In addition to our debt management program, our community outreach team, D.B.A. the San Diego Financial Literacy Center, provides free educational workshops to youth, military, and low-to-moderate income families.
Located in San Diego, our customer-service oriented team has helped more than 1 million people in 46 states, plus Washington, D.C., pay off more than $7 million worth of credit card debt since 2001. In addition to our debt management program, our community outreach team, D.B.A. the San Diego Financial Literacy Center, provides free educational workshops to youth, military, and low-to-moderate income families.
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What We Do
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Since 2001, DebtWave Credit Counseling has worked closely with thousands of Americans to help them pay off credit card debt, create a savings strategy, and learn to implement healthy personal finance habits into their daily lives.
As a 501(c)3 nonprofit organization, we offer a free confidential budget analysis with a certified credit counselor to help consumers like you develop a workable budget for your financial situation, as well as share advice on how to better manage your finances and reduce debt over time.
As a 501(c)3 nonprofit organization, we offer a free confidential budget analysis with a certified credit counselor to help consumers like you develop a workable budget for your financial situation, as well as share advice on how to better manage your finances and reduce debt over time.
Get A Free Online Financial Education
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At DebtWave Credit Counseling, we believe financial education is just as important as helping you get out of debt. We've even found that exposure to financial literacy programs has a positive impact on a person's credit score.
In a focus group of 116 DebtWave clients from 46 states plus Washington, D.C., we found that those who participated in a one-on-one credit counseling session, as well as completed the Smart With Your Money (S.W.Y.M.) Financial Education Program.On their one-year anniversary of enrolling in DebtWave's debt management program, 79 of the 116 participants saw an increase in their FICO score; with scores increasing on average from 625 to 638.
In a focus group of 116 DebtWave clients from 46 states plus Washington, D.C., we found that those who participated in a one-on-one credit counseling session, as well as completed the Smart With Your Money (S.W.Y.M.) Financial Education Program.On their one-year anniversary of enrolling in DebtWave's debt management program, 79 of the 116 participants saw an increase in their FICO score; with scores increasing on average from 625 to 638.
About Our Team
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DebtWave Credit Counseling, Inc. is considered one of the top 10 credit counseling agencies in the nation based on the quality of our customer service, the volume of our clients, and the overall size of our company.
We have an A+ rating by the BBB, a multitude of glowing reviews from our clients on Google, Yelp, and other prominent websites, and have partnered with local schools and military support organizations to provide financial literacy education.We recognize our success comes from our top-notch employees that bring with them both a desire to help others and high professional standards.
We have an A+ rating by the BBB, a multitude of glowing reviews from our clients on Google, Yelp, and other prominent websites, and have partnered with local schools and military support organizations to provide financial literacy education.We recognize our success comes from our top-notch employees that bring with them both a desire to help others and high professional standards.
FAQs
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Credit Counseling is a free service that includes analyzing an individual or family's, liabilities, assets, monthly expenses and monthly income, in order to provide guidance and ultimately recommend an action plan to pay off their unsecured debt.
One of the debt-payoff strategies we recommend is a debt management program (DMP), which typically allows the participant to enjoy reduced interest rates, one low monthly payment, and becoming debt free in fewer than five years.Credit counseling is a free service provided by non-profit organizations like DebtWave Credit Counseling.
One of the debt-payoff strategies we recommend is a debt management program (DMP), which typically allows the participant to enjoy reduced interest rates, one low monthly payment, and becoming debt free in fewer than five years.Credit counseling is a free service provided by non-profit organizations like DebtWave Credit Counseling.
Credentials
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Our goal is to help you pay off your debt and learn the basics of personal finance, so you're financially empowered by the time you graduate our program. The San Diego Better Business Bureau (BBB) continues to ensure DebtWave Credit Counseling, Inc. meets its accreditation standards, which includes a commitment to make a good faith effort to resolve any consumer complaints.
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