Whether you are purchasing or refinancing, we will get you the best mortgage rates that suit your needs and always beat the "Direct Lender" or "Big Bank" rates. No credit check or SSN required for your free quote. Our daughter referred us to Scott, as we had just moved from Ohio to California and were purchasing a home and needed to get financing done quickly once we.
Where to start here. I was introduced to Scott from my financial advisor and I am so so happy for that introduction. Scott went above and beyond and got my. Hello Scott, I wish to thank you very much for the great news that the loan funded and for all your hard work and efforts to get me refinanced at a great.
Where to start here. I was introduced to Scott from my financial advisor and I am so so happy for that introduction. Scott went above and beyond and got my. Hello Scott, I wish to thank you very much for the great news that the loan funded and for all your hard work and efforts to get me refinanced at a great.
Services
About
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For borrowers, the key benefit of working with a mortgage broker is our ability to find you the best deal on your mortgage than you could find shopping on your own. Knowing which loan to put you in, giving you options to choose from, and ultimately closing on the one perfectly fit for you is what we do.
Loan Programs
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Your mortgage rate and monthly payments never change. Yet they still offer enough variety to meet the needs of a broad range of borrowers and budgets. Lowest start rate Adjusts either every 6 months or every 12 months depending on program and grade and is based on the economy 6% ceiling for prime and 7% ceiling for sub-prime.
Mortgage Process
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Pre-qualification starts the loan process. Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house. Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
Frequently Asked Questions
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Interest rate is the contractual rate that you agree to pay for your mortgage loan. This rate is used to calculate the interest portion of your monthly mortgage payment. Annual percentage rate (APR) includes your interest rate and factors in the prepaid finance charges to give you an average yearly rate.
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