The Point Equity team is steller! When I had illusions of going with a higher limit than I had originally set, they gently reminded me of the reason I had set those limits. No pressure, great giuidance, kept me very well informed and his team moved fast when it was time to make my move. Always very responsive.
And they don't miss any details; all the loans and underwriting sail thru without a hitch. You need the when you're competing for a home. Very glad we found them. Thanks to Justin, Courtney and the gang for helping us realize our dream of moving to the North Coast of California. No hassle. No fuss.
And they don't miss any details; all the loans and underwriting sail thru without a hitch. You need the when you're competing for a home. Very glad we found them. Thanks to Justin, Courtney and the gang for helping us realize our dream of moving to the North Coast of California. No hassle. No fuss.
Services
Our Team
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Our clients end up feeling more like family than customers, and sometimes want to know how we manage to make mortgage friendly and fun. The answer is simple-we don't know any other way to be! We're always on the lookout for new team members who align with our mission to help make mortgage human. Learn all about refinancing, buying a home, and how to make make financing a home easier and more enjoyable.
About Us
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People are greater than profit, and we measure our success in vibrant, healthy communities, not profit and loss statements. Good mortgages are a result of empowered families making smart financial decisions, and good mortgages make great communities. Here's how we empower our clients to make the most of their mortgage, and own their dream.
Buy a Home
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You have choices when it comes to your home loan. We help sort out the best loan options, and handle the details, so you can enjoy the experience. A mortgage is a big deal. If done right, buying a house is a good investment in your future, and a memorable experience you can look back on proudly for the rest of your life.
Steps to Buying Your First Home
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Before you start ravaging the internet for the cutest homes in your area, take some time to learn a little bit more about the home buying process and what you can expect. Before you do anything, request a copy of your credit score and history from each of the three credit bureaus. This can be done for free at www.annualcreditreport.com.
Refinancing Basics
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If you are worried about an adjustable rate mortgage, or if you are just beginning to have payment problems, you may be able to refinance. Refinancing gives you completely new mortgage with new terms, interest rates, and monthly payments. The new loan replaces your current mortgage and may lower your payment, which could help improve your financial situation.
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