Business Details
50+ Years
experience
Your Trusted Chattanooga Credit Union Since 1954
Since 1954, our Credit Union has been serving its members in and around the Chattanooga area with exceptional financial products and service. We offer our 2,500+ members convenient banking options through online banking, direct deposit, e-statements, and access to more than 30,000 surcharge-free ATMs across the country. Our commitment to member ownership ensures personalized service, with every member maintaining a stake in our institution through share purchases.We prioritize financial education and community engagement, offering resources like mortgage planning partnerships and annual scholarships. With competitive loan rates, insured deposits, and a focus on digital innovation, we combine decades of experience with modern banking solutions to meet evolving member needs.
Services
New Vehicle Loans
Mortgage Services
Online Banking
Share Savings Accounts
Visa Debit Cards
Insurance Services
Home Equity Lines
Student Loans
Mobile Banking
ATM Network
Details
- Year established: 1954
Highlights and features
- 65+ years serving Chattanooga's financial needs
- Access to 30,000+ surcharge-free ATMs nationwide
- Member ownership model ensures personalized service
- Comprehensive digital banking with mobile check deposit
- Partnership with 7 Mortgage for competitive home loans
Associations and certifications
- NCUA
Services
New Vehicle Loans
We offer competitive new vehicle loans with flexible terms to help members purchase their dream cars. Our financing options include low APR rates and personalized payment plans. As a member, you'll benefit from dedicated support throughout the loan process and exclusive member discounts on select automotive partnerships.
Mortgage Services
Through our partnership with 7 Mortgage, we provide low-rate mortgage solutions for homebuyers. Services include fixed-rate mortgages, refinancing options, and personalized guidance from experienced loan officers. Members gain access to digital mortgage applications and competitive rates tailored to their financial situation.
Online Banking
Our 24/7 online banking platform enables members to manage accounts, transfer funds, and pay bills securely. Features include real-time balance updates, e-statements, and integration with personal financial management tools. The service is free for all members and includes multi-layered security protocols.
Share Savings Accounts
We offer multiple share savings options including Kasasa Saver accounts with tiered interest rates. Members earn dividends while maintaining liquidity, with options for standard savings, money market accounts, and IRAs. All savings accounts come with free online access and mobile banking integration.
Visa Debit Cards
Our Visa Debit Cards provide secure access to funds with purchase protection and zero liability coverage. Features include mobile wallet integration, instant balance checks, and free ATM withdrawals within the CO-OP Network. Cards are available with customizable spending limits and real-time transaction alerts.
Questions
How do I become a member of EPB Employees Credit Union?
Membership requires a $30 minimum deposit to open a primary share account. You must be an EPB employee, retiree, contractor, or family member.
What online banking features are available?
Our digital platform offers account management, bill pay, fund transfers, mobile check deposit, and real-time transaction alerts through our mobile app.
Do you offer mortgage loans?
Yes, through our partnership with 7 Mortgage, we provide competitive home loans with online application options and personalized support.
How many ATMs can I use for free?
You get five free withdrawals monthly from 30,000+ CO-OP Network ATMs nationwide. Additional transactions incur a $0.75 fee.
What loan types do you offer?
We provide new/used vehicle loans, mortgages, home equity lines, personal loans, student loans, and share-secured loan options.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 per member through the NCUA, with separate coverage for IRA accounts.
Reviews (1)
Karen Trowell
Mar 05, 2021
Report
A++++ All the way. Couldn't ask for better service. Brian the manager runs a great show, "hats off". They actually answer the phone when you call and after just a few months of banking there, even know who I am and my name with a phone call. Will never bank anywhere else.
