Business Details
12 Years
experience
Trusted Fee-Only Financial Planning Services in Washington, DC
Founded to provide independent, fee-only financial planning services, Financial Advisor For You specializes in helping young professionals and individuals nearing retirement achieve their financial goals. Our approach prioritizes client needs without sales pressure, combining expertise in investment management, insurance analysis, retirement planning, and college funding. With over two decades of experience in public service, legal practice, and consumer advocacy, our founder brings a unique perspective to crafting personalized financial strategies.We emphasize transparency, offering flat-fee pricing and actionable recommendations tailored to each client's unique circumstances. Our commitment to fiduciary standards ensures clients receive unbiased advice focused on long-term financial security.
Services
Financial Planning
Retirement Planning
Investment Strategies
Insurance Analysis
College Funding
Details
- Year established: 2014
Highlights and features
- We offer fee-only financial planning with no sales commissions or product incentives
- Our founder is a Certified Financial Planner with 20+ years of public service experience
- Specialized expertise in retirement planning and investment strategy optimization
- Personalized approach combining legal training and consumer advocacy background
- Transparent pricing with clearly defined deliverables and no hidden fees
Associations and certifications
- Certified Financial Planner (CFP)
What people say
No-sales pitch
Expert guidance
Personalized approach
Trustworthy advice
Transparent pricing
Services
Financial Planning
Comprehensive financial planning services analyze cash flow, debt management, insurance needs, and estate planning. Our fee-only approach ensures unbiased recommendations tailored to individual goals. We help clients create actionable plans for long-term financial security.
Retirement Planning
Specialized retirement planning evaluates income needs, Social Security optimization, and withdrawal strategies. We develop customized plans to ensure financial independence during retirement years. Our expertise includes Medicare planning and estate document preparation.
Investment Strategies
We create low-cost investment strategies focusing on tax efficiency and risk management. Services include asset allocation analysis, retirement account optimization, and taxable account strategy development. Our approach emphasizes long-term growth and diversification.
Insurance Analysis
Comprehensive insurance reviews assess life, health, and long-term care coverage needs. We help clients understand policy options and ensure adequate protection against financial risks. Our analysis includes cost-benefit evaluations of existing policies.
College Funding
Specialized college funding strategies optimize 529 plans and financial aid eligibility. We provide guidance on DC and Virginia 529 plans, student loan management, and education savings tax benefits. Our approach balances college savings with retirement needs.
People
Michael Wroblewski
Certified Financial Planner
Certified Financial Planner with 20+ years in public service and legal practice. Former Consumer Reports project director and FTC antitrust attorney. 9-time Ironman finisher with expertise in retirement planning and investment strategy.
Questions
What services do you offer?
We provide comprehensive financial planning, retirement strategy development, investment analysis, insurance reviews, and college funding guidance.
Are you a fiduciary?
Yes, we operate as fee-only fiduciaries with no product sales incentives or commissions.
How are your fees structured?
We use flat-fee pricing for financial plans and hourly rates for consultations with transparent cost disclosure.
Do you work with retirees?
Yes, we specialize in retirement planning including Social Security optimization, Medicare guidance, and withdrawal strategies.
What investment approach do you use?
We focus on low-cost, tax-efficient strategies emphasizing diversification and long-term growth principles.
How often do you meet with clients?
We offer quarterly or semi-annual check-ins for ongoing monitoring and provide ad-hoc consultations as needed.
Reviews (1)
Patrick Palafox
Aug 26, 2016
Report
I have depended on Michael'a advice for over 5 years. He helped me come up with a plan to get rid of my student loans, which are gone! He then helped me and my wife come up with a plan to buy a house and fine tune our investments. He is detail oriented and explains everything clearly. He's great!
