Why pay a big commission on your mortgage? You may not realize it, but you pay that commission indirectly through the interest rate. By replacing expensive loan officers with intuitive technology SELFi can pass the savings back to you. SELFi is not for everyone, it's only for homeowners seeking to save the most money on their refinance and are willing to apply online.
How? It's the combination of two things: 1) we receive wholesale interest rates which are not available directly from the lender; 2) because we empower you to shop and apply online, we operate at industry low margins and pass the savings back. 70% of our loans close in 20 days or less, fastest in the industry.
How? It's the combination of two things: 1) we receive wholesale interest rates which are not available directly from the lender; 2) because we empower you to shop and apply online, we operate at industry low margins and pass the savings back. 70% of our loans close in 20 days or less, fastest in the industry.
Services
About
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We believe that consumers should be able to see customized and accurate interest rates online, without having to provide a phone number or email. We believe in choice. That consumers should have the option to get a mortgage on their own terms, whenever they want, and in return for being self-reliant, get the best possible deal.
Today’s Rates
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These are not the same rates they provide directly to you, or that are offered on most other websites. These low interest rates are only available through SELFi - simply because we believe you deserve fair rates. Our advice is to think about how long you anticipate owning your home and calculate the break-even point.
Home Purchase
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These are not the same rates lenders can provide directly to you, or that are offered on most other websites. These low interest rates are only available through SELFi. Choose the rate you want, answer some questions about your goals, and a licensed SELFi Mortgage Coach will guide you through the process.
Mortgage Coaches
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The Mortgage Coaches at SELFi work 1-on-1 with you to answer your loan questions, find the best rates and loan packages, and help you make a great, informed decision on your refinance. In addition to being the CEO of SELFi, Joseph is an active mortgage coach. He is focused on providing tangible value to his clients: lower interest rates, more options, better advice.
Lenders
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We strive to always be transparent, so no bait-and-switch or annoying sales calls here. Below a list of who we work with and details about each, so you can be more fully informed about your mortgage process. Detroit-based Quicken Loans, Inc. is the nations's largest mortgage lender. In 2019, Quicken Loans closed $145B in loans.
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