As your mortgage lender, Jessica McClure is here to help you find the best mortgage loan program for your future home. Whether you are a first-time home buyer or looking to refinance your existing mortgage, Jessica has the knowledge and experience to find the best loan for you.
With over 18 years of experience in the mortgage industry Jessica McClure has been known to close loans for her clients even when other lenders could not obtain loan approval.Jessica has the experience, knowledge, loan products, and support team to close your transaction while delivering world class service.
With over 18 years of experience in the mortgage industry Jessica McClure has been known to close loans for her clients even when other lenders could not obtain loan approval.Jessica has the experience, knowledge, loan products, and support team to close your transaction while delivering world class service.
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Jessica McClure has helped everyone from first time homebuyers to homeowners looking to refinance their existing loan programs, as a senior mortgage loan officer for United American Mortgage Corporation. Jessica has over 15 years of experience servicing a large range of clients, including the Hispanic community, foreign nationals, first-time buyers, investors, local homeowners, and high-profile clients.
Types Of Loan Programs Fixed vs Adjustable
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One of the first choices a homebuyer will need to make is whether you want a fixed-rate or an adjustable-rate mortgage loan. The bulk of loans will fit into one of these two categories, however, there is a third option that will allow you to "hybrid" the two. An adjustable-rate mortgage, (ARM): The interest rate of the mortgage adjusts periodically based on market conditions.
Mortgage Refinance
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Refinancing a mortgage is when a borrower gets a better interest rate and loan term. A borrower can achieve lower monthly payments and if they qualify, use their equity to obtain money that can be spent by the borrower. There are several pros and cons of refinancing a mortgage and we can help determine if this is right for you.
Conventional Loans
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Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate. While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.
VA Loans
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A VA loan is a mortgage loan guaranteed by the United States Department of Veterans Affairs (VA). VA loans offer our honorable military veterans outstanding features and benefits to obtain home ownership. As a daughter to an Air Force Veteran, wife of a Marine Veteran, it is my honor to serve veterans as a Certified Military Housing Specialist.
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