Business Details
Your Trusted Partner for Financial Advisory Services
Summit Investment Advisors is a full-service financial and investment advisory firm dedicated to providing strategic guidance for individuals, families, and businesses. Our team of experienced financial consultants specializes in investment management, financial planning, retirement income planning, estate planning, and tax planning. We prioritize client education to ensure informed decision-making while preserving, protecting, and growing wealth. Our approach emphasizes long-term relationships, proactive planning, and adapting to evolving market conditions and client needs.We offer personalized solutions tailored to unique financial goals, including retirement strategies, tax-efficient investments, and estate distribution plans. Through workshops, webinars, and one-on-one consultations, we empower clients to navigate complex financial landscapes with confidence. Our commitment to transparency, compliance, and client-centric service positions us as trusted partners in achieving financial security.
Services
Financial Planning
Retirement Income Planning
Estate Planning
Tax Planning
Investment Management
Highlights and features
- We provide personalized financial strategies tailored to individual retirement goals.
- Our team includes CFP professionals with decades of combined industry experience.
- We offer proactive portfolio monitoring and adjustments for evolving market conditions.
- We emphasize tax-efficient investment strategies to maximize client returns.
- We host educational workshops to enhance client financial literacy and decision-making.
Associations and certifications
- FINRA
- SIPC
- Registered Investment Advisor
Services
Financial Planning
Our financial planning service creates customized roadmaps for long-term financial security. We analyze clients' current financial status, future goals, and risk tolerance to develop comprehensive strategies. This includes budgeting, debt management, and investment allocation tailored to individual circumstances.
Retirement Income Planning
We design retirement income plans balancing current needs with future sustainability. Our approach considers longevity, inflation risks, withdrawal rates, and asset allocation. We help optimize Social Security benefits and create tax-efficient income streams for 20-30 year retirement periods.
Estate Planning
Our estate planning service ensures orderly asset distribution while minimizing taxes and legal complications. We review wills, trusts, guardianship arrangements, and insurance policies. We help clients implement strategies to protect beneficiaries and maintain family wealth across generations.
Tax Planning
We develop tax-optimized strategies for investments and retirement accounts. Our service includes reviewing tax returns for savings opportunities and structuring portfolios to reduce taxable liabilities. We focus on long-term tax implications of financial decisions.
Investment Management
Our investment management service creates diversified portfolios aligned with financial goals and risk profiles. We monitor market conditions and rebalance holdings as needed. We emphasize asset allocation strategies that balance growth potential with capital preservation.
People
Sean McDermott
Founder and President
Sean McDermott, CFP, has over 30 years of financial services experience. As founder and president, he leads strategic planning and client relationship development at Summit Investment Advisors.
Russell Rogers
Financial Planner, Partner
Russell Rogers, CFP, brings extensive expertise in financial planning and client advisory services. He works daily to help clients make sound financial decisions through thoughtful, long-term strategies.
Scott Caskey
Financial Planner, Partner
Scott Caskey, CFP, has served as a wealth advisor since 2011. He provides personalized financial solutions and strategic guidance to help clients achieve their long-term objectives.
Brian Carlson
Financial Planner, Partner
Brian Carlson, CFP, serves as Director of Client Service. He combines financial planning expertise with Series 7 licensing to deliver comprehensive advisory services to Summit's clients.
Joel Budd
Wealth Advisor
Joel Budd has been a wealth advisor since 2002. With 30 years in financial services, he provides strategic guidance to clients based on extensive industry experience.
Questions
What financial planning services do you offer?
We offer comprehensive financial planning covering retirement, estate, tax, and investment strategies tailored to individual goals and life stages.
How do you help with retirement planning?
We create personalized retirement income plans considering longevity, inflation, withdrawal rates, and tax implications to ensure sustainable income for 20-30 year retirements.
What's included in your estate planning process?
Our estate planning includes wills, trusts, guardianship arrangements, tax minimization strategies, and asset distribution plans to protect your legacy and beneficiaries.
How do you approach tax planning?
We analyze tax returns for savings opportunities and structure investments to reduce taxable liabilities while aligning with long-term financial objectives.
What investment management strategies do you use?
We create diversified portfolios based on risk tolerance and goals, focusing on asset allocation that balances growth potential with capital preservation.
How can I get started with your services?
Contact us through our website or phone to schedule a consultation. We'll discuss your financial situation and create a personalized planning roadmap.
Reviews (2)
Nic Pleimling
Nov 19, 2021
Report
Positive:Professionalism,Quality
Been with them for over a decade. Very professional and helpful.
Been with them for over a decade. Very professional and helpful.
Ronald Petty
Aug 22, 2020
Report
Critical:Quality
Sean McDermott is beyond a joke. He's totally clueless when it comes to managing money and he likes to portray the image that he is wealthy. This guy is a personally over-leveraged house of cards. There are so many great financial advisors. I would avoid Sean at all costs!
Sean McDermott is beyond a joke. He's totally clueless when it comes to managing money and he likes to portray the image that he is wealthy. This guy is a personally over-leveraged house of cards. There are so many great financial advisors. I would avoid Sean at all costs!
