Business Details
50+ Years
experience
Trusted Financial Services in Colorado Springs
Founded in 1958 by members of IBEW Local 113, 113 Credit Union has served Colorado Springs with a commitment to financial service excellence. Initially catering to union electricians, we expanded to serve Colorado Building and Construction Trade Council members and their families. Our mission remains rooted in the principle of 'not for profit, not for charity, but for service,' prioritizing member financial well-being through superior service and federally insured products.With decades of collective experience, our team delivers personalized solutions, including savings accounts, loans, and credit cards, backed by National Credit Union Administration (NCUA) insurance up to $250,000 per member. We maintain transparency in operations, ensuring trust through competitive rates, no hidden fees, and a focus on community-driven financial health.
Services
Share Accounts
Checking Accounts
Certificates of Deposit
IRA Accounts
Auto Loans
VISA Credit Cards
Details
- Year established: 1958
Highlights and features
- We offer NCUA-insured accounts up to $250,000 for member security.
- Our team has decades of combined experience in financial services.
- We provide competitive rates on loans and savings products.
- Personalized service tailored to Colorado Springs community needs.
- Transparent fee structure with no hidden charges.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Share Accounts
Our Share Accounts represent ownership in the credit union while providing secure savings with quarterly dividends. Minimum $25 deposit required. Ideal for members seeking accessible savings with federal insurance up to $250,000 through NCUA.
Certificate of Deposit
High-yield CDs with 6- or 12-month terms require $1,000 minimum deposits. Early withdrawal penalties apply. Designed for members prioritizing guaranteed returns on short-term savings while maintaining full NCUA insurance coverage.
Auto Loans
Competitive financing for new and used vehicles with low member rates. Loan calculators available online. Tailored to Colorado Springs residents seeking affordable auto ownership solutions backed by our community-focused lending approach.
VISA Credit Cards
Customizable VISA credit cards with flexible terms. Designed for members building credit history or managing daily expenses. Includes fraud protection and access to exclusive member benefits through our credit union partnerships.
Online Banking
24/7 account access for balance checks, transfers, bill payments, and loan applications. Secure platform with real-time transaction monitoring. Enhances member convenience while maintaining NCUA-insured transaction safety and data encryption standards.
People
Jaclyn Robertson
President
With nearly 20 years in financial services and leadership since 2003, Jaclyn oversees strategic operations and member service excellence at 113 Credit Union.
Ashley Hill
Loan Department Head
Leading loan operations since 2008, Ashley specializes in personalized lending solutions and community-focused financial product development.
Questions
Who is eligible to join 113 Credit Union?
Membership is open to Colorado Building and Construction Trade Council members, their families, and Colorado Springs Labor Council affiliates.
Are my deposits insured at 113 Credit Union?
Yes, all share accounts are insured up to $250,000 by the National Credit Union Administration (NCUA).
What loan products do you offer?
We provide auto loans, RV loans, share-secured loans, signature loans, and VISA credit cards with competitive rates.
How can I access online banking services?
Visit our website to enroll in secure online banking for account management, bill pay, and loan applications.
What savings options are available?
We offer share accounts, money market accounts, certificates of deposit, and IRA accounts with tiered interest rates.
Reviews (5)
Trista Lanerie
Feb 02, 2021
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I have been banking here for over 20 years; my parents also bank here, my children have accounts, as well as my siblings. Bank employees look out for their customers and service is always personalized. 113 gives great rates on loans; everyone in my family has had a loan from them at one time or another. This is the way banking should be which is why they have many families that bank here and are such loyal members.
Fredia Thompson
Jul 17, 2020
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The ladies that run the Credit Union cares about each person. They will work with you to meet your needs. Not like big credit union where you are just a number. I think they are the best in town.
Felicia
Jul 08, 2020
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They never answer and close before "closing time", we drive pretty far so its very inconvenient to drive all they way out there "during" business hours and to be shood away.
Seleste Sanchez
Jan 27, 2020
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The management in this location is a disaster. How the board allows a racist bigot as manager is beyond me. I will never understand how a bank like this is still open. Their lack of professionalism will be their downfall. If Jackie continues to work here (or lack thereof) they will surely be at the receiving end of a lawsuit considering she doesnt legally provide employees with information regarding benefits, she ignores that BSA testing should be provided within 60-90days, and she has a complete disregard for rules. The favoritism amongst members is apparent. Ashley is picking up all of the
Anthony Davis
Sep 07, 2019
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Great credit union, The employee there are great. Jackie and Ashley are great people to be working for the credit union
