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Your Trusted Insurance Partner in Yorba Linda, CA
Minnick Insurance Services is an independent insurance agency dedicated to providing personalized insurance solutions for individuals and businesses across California, Nevada, and Arizona. With a focus on client education and tailored coverage, we represent multiple carriers to ensure our clients receive the best possible protection for their unique needs. Our team prioritizes one-on-one service, helping clients navigate personal insurance options like auto, home, and health policies, as well as commercial coverage including business owners' policies, liability insurance, and workers' compensation.Established to serve the Yorba Linda community and beyond, we combine local expertise with comprehensive risk management strategies to deliver reliable, cost-effective insurance solutions. Our commitment to transparency and customer satisfaction drives every interaction, whether assisting with policy selection, claims processing, or ongoing support.
Services
Auto Insurance
Homeowners Insurance
Business Owners Policy
Workers Compensation
Commercial Auto
General Liability
Flood Insurance
Life Insurance
Renters Insurance
Cyber Liability
Highlights and features
- We offer independent agency access to multiple insurance carriers for unbiased recommendations.
- Our team provides personalized service with deep local market expertise in California.
- We specialize in both personal and commercial insurance, including niche coverages like cyber liability.
- 24/7 claim reporting support ensures prompt assistance during emergencies.
- Licensed in Arizona, California, and Nevada for multi-state insurance solutions.
Services
Auto Insurance
Our auto insurance policies provide comprehensive coverage options tailored to individual drivers' needs. We offer competitive rates for liability, collision, and comprehensive protection while ensuring compliance with California's minimum requirements. Our agents help clients customize policies with additional features like roadside assistance and rental reimbursement.
Business Owners Policy
This bundled commercial solution combines property, liability, and business interruption coverage for small to mid-sized businesses. We tailor policies to address industry-specific risks while offering cost savings compared to purchasing separate coverages. Our team works with clients to ensure adequate protection for their unique operational exposures.
Homeowners Insurance
We provide residential property coverage protecting against common perils like fire, theft, and water damage. Our policies include dwelling protection, personal property coverage, and liability safeguards. We specialize in helping California homeowners secure appropriate coverage for earthquakes and other regional risks through specialized endorsements.
Workers Compensation
Mandatory coverage for California businesses with employees, this insurance provides wage replacement and medical benefits for work-related injuries. We help employers navigate state requirements while securing policies that protect both workers and business owners from financial liabilities associated with workplace accidents.
Cyber Liability
This specialized commercial coverage protects businesses against financial losses from data breaches and cyber attacks. We offer policies addressing legal fees, notification costs, and business interruption losses. Our agents help companies assess digital risks and implement appropriate safeguards alongside their insurance coverage.
People
Mike E. Minnick
President
With decades of insurance experience, Mike leads our agency's strategic direction while maintaining hands-on client relationships. He specializes in commercial risk management and ensures our team delivers exceptional service to Yorba Linda businesses.
Terri Minnick
Personal Lines Agent
Terri focuses on personal insurance solutions, helping clients protect their families and assets through customized auto, home, and life insurance policies. Her client-first approach ensures clear communication and comprehensive coverage.
Wendy Avery
Commercial Lines Account Manager
Wendy specializes in commercial insurance, working closely with business owners to identify risks and implement tailored coverage solutions. She maintains expertise in industry-specific policies for construction, retail, and professional services sectors.
Jeffrey Dustin
Commercial Lines Manager
Jeffrey oversees our commercial insurance operations, ensuring efficient policy administration and claims handling. He develops relationships with top-rated carriers to provide competitive options for business clients across California.
Eric Minnick
Agent/Producer
Eric assists clients with both personal and commercial insurance needs, leveraging his comprehensive knowledge to deliver cost-effective solutions. He focuses on building long-term relationships through transparent advice and proactive service.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life, health) and commercial coverage (BOP, liability, workers' comp) including specialized options like cyber liability and flood insurance.
How can I get a free insurance quote?
Request a quote online through our website forms or call us directly at 714-777-4107 for a personalized consultation with one of our agents.
Do you serve businesses outside Yorba Linda?
Yes, we serve clients throughout California, Nevada, and Arizona, with expertise in regional risks across these states.
How do I file an insurance claim?
Call the 24-hour claim number on your policy documents or contact us directly at 714-777-4107 during business hours for immediate assistance.
Are you licensed to sell insurance?
Yes, we're licensed in California (#0G26063), Arizona (#197446), and Nevada (#19584) to provide insurance products across these states.
Can I modify my existing insurance policy?
Yes, submit a policy change request through our website or contact your dedicated agent to adjust coverage limits, add endorsements, or update personal information.
