Business Details
Trusted Financial Advisers in Lexington, KY
Legacy Wealth Management was founded on American values of hard work, integrity, and commitment, guiding clients toward financial independence through personalized wealth planning. Our team prioritizes transparent communication, proactive advice, and a client-centered approach, adhering to the fiduciary standard to act in your best interests. We specialize in retirement transitions, tax planning, and wealth preservation, empowering clients to navigate financial complexities with confidence. Our concierge-level service coordinates with accountants, attorneys, and insurance professionals to ensure holistic financial strategies.With decades of combined experience, we serve individuals, families, and business owners in Lexington, KY, and throughout Kentucky. Our mission is to simplify financial language, provide clear explanations, and build lasting legacies aligned with client values. Community involvement remains central to our ethos, supporting local causes like Kentucky Children's Hospital and Honor Flight Memorial. Through personalized guidance and proactive strategies, we help clients achieve financial clarity and security at every life stage.
Services
Retirement Planning
Investment Planning
Financial Planning
Tax Strategies
Estate Planning
Highlights and features
- We uphold the fiduciary standard, legally obligated to act in your best interests.
- Proactive tax-loss harvesting strategies minimize your tax liabilities.
- Personalized retirement income plans tailored to your lifestyle goals.
- Decades of experience serving Lexington's unique financial landscape.
- Concierge-level coordination with CPAs, attorneys, and insurance professionals.
Associations and certifications
- FINRA
- SIPC
What people say
Personalized guidance
Fiduciary responsibility
Clear communication
Proactive planning
Community involvement
Services
Retirement Planning
Our retirement planning creates lasting income strategies through RMD optimization, Social Security analysis, and coordinated income sources. We balance spending, saving, and investing to align with your lifestyle goals. With expertise in pension reviews and withdrawal strategies, we ensure financial security throughout retirement.
Investment Planning
We develop diversified asset allocations across IRAs, 401(k)s, and taxable accounts to match your risk tolerance and time horizon. Our research-driven approach includes tax-loss harvesting and income transition strategies for sustainable retirement cash flow.
Tax Planning
Proactive tax planning identifies deductions, credits, and loss harvesting opportunities to minimize liabilities. We coordinate with CPAs to align investment decisions with tax strategies, optimizing returns before, during, and after retirement.
Estate Planning
We integrate estate planning with financial strategies to protect assets and facilitate multi-generational wealth transfer. Services include will/trust creation, tax-efficient giving, and continuity planning for family financial legacies.
Risk Management
Our risk assessment evaluates life, disability, and long-term care coverage gaps. We recommend solutions aligned with financial goals, ensuring protection against uncertainties while preserving long-term security.
People
John D. Davis
Founder & CEO
John founded Legacy Wealth Management on principles of integrity and client-first service. With decades of experience, he specializes in retirement transitions and wealth preservation strategies for Kentucky families and business owners.
Josh Dunn
Wealth Advisor
Josh provides personalized financial guidance, focusing on tax-efficient investment strategies and retirement income planning. His fiduciary approach ensures client goals remain central to every decision.
Garrett L. Headley
Partner
Garrett specializes in coordinating complex financial plans, bridging investment management with estate planning needs. He helps clients structure multi-generational wealth transfer solutions aligned with their values.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning including income strategies, RMD optimization, Social Security analysis, and coordinated withdrawal plans tailored to your lifestyle goals.
Are you legally required to act in my best interest?
Yes, we operate as fiduciaries, legally and ethically obligated to prioritize your financial interests in all recommendations.
How do you handle tax-efficient investing?
Our strategies include tax-loss harvesting, loss carryforward tracking, and coordinated IRA/401(k) management to minimize tax liabilities while optimizing returns.
What areas do you serve?
We primarily serve Lexington, KY, and surrounding areas including Georgetown, Nicholasville, and Richmond, with virtual services available statewide.
Can you help with estate planning?
Yes, we integrate estate planning through will/trust reviews, charitable giving strategies, and multi-generational wealth transfer solutions aligned with your legacy goals.
Reviews (3)
Amy Johnson
Jan 29, 2018
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I think there are two words that come to mind to describe my interaction with LWM: trust and accessibility. I trust John and the team to make sound financial decisions around the management of my retirment money. And, I always feel like I have acess to the team and to John regarding my investment portfolio. Thanks Legacy Wealth Management!
Emily Lusby
Oct 06, 2017
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My experience with Legacy Wealth has always been very professional and they have always met my needs. John Davis is always available as well as the staff. I highly recommend Legacy Wealth Managment.
David Lusby
Aug 16, 2017
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John Davis has helped me manage my accounts for several years and he has always been very professional and responsive! I would recommend him to anyone that could use financial advice or management.
