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Your Trusted Partner for Comprehensive Banking Solutions
At Multipli Credit Union, we are dedicated to transforming financial well-being into an accessible reality for our members. With a focus on personalized service and innovative solutions, we offer a comprehensive range of banking products including checking and savings accounts, youth accounts, certificates, IRAs, and money market accounts. Our lending services span auto loans, home loans, HELOCs, and personal loans, all designed to support our members' financial goals. Backed by competitive rates and loyalty rewards, we empower our members to make informed decisions through digital tools like mobile banking, online bill pay, and mortgage servicing platforms. Our merger with River Region Credit Union has expanded our capabilities, allowing us to deliver enhanced products and services tailored to life's evolving needs.Through partnerships like Banzai, we provide educational resources to improve financial literacy, while our fraud prevention initiatives ensure member security. With over 75,000 members across 17 Missouri counties, we remain committed to community-driven growth and member-centric banking. Our team combines decades of industry experience with a passion for helping individuals and businesses thrive. As a federally insured credit union, we uphold the highest standards of trust and accountability, ensuring every transaction reflects our core values of transparency and integrity.
Services
Checking Accounts
Savings Accounts
Auto Loans
Home Loans
Credit Cards
IRAs
Money Market Accounts
HELOC
Personal Loans
Online Banking
Highlights and features
- We offer competitive loan rates and loyalty rewards for our members.
- Our mobile banking app provides 24/7 access to account management tools.
- We combine local expertise with expanded services from our recent merger.
- Our financial wellness resources help members improve money management skills.
- We prioritize fraud prevention and member security with advanced protections.
Associations and certifications
- NCUA
Services
Checking Accounts
Our checking accounts offer tailored solutions for everyday banking needs. With options like youth accounts and high-yield checking, members enjoy competitive rates and flexible features. Online and mobile tools enable seamless money management, including bill pay and instant fund transfers.
Auto Loans
Secure low APR auto loans with personalized support from our lending experts. Competitive rates start at 4.50% APR for qualified borrowers, with streamlined online applications and dedicated assistance throughout the purchasing process.
Home Loans
Achieve homeownership with conventional and specialty mortgage products. Rates begin at 5.625% APR, supported by expert guidance for first-time buyers and refinancing options. Digital tools simplify the application and approval process.
Mobile Banking
Manage accounts 24/7 through our secure mobile app. Features include remote check deposit, spending alerts, fund transfers, and instant access to transaction history. Available for iOS and Android devices with biometric login options.
Financial Wellness
Enhance financial literacy through free educational resources and personalized guidance. Our Banzai partnership offers interactive modules on budgeting, investing, and debt management to help members make informed decisions.
Questions
How do I apply for a loan online?
Complete our online application in minutes. A loan officer will contact you to discuss available rates and terms based on your credit history.
What digital banking tools are available?
Access mobile banking, online bill pay, external transfers, mortgage servicing, and check deposit via our mobile app or online platform.
Are there fees for loan payments?
Text payments carry a $7.95 fee, while phone payments cost $9.50. Online transfers through external accounts have no additional service fees.
How can I report a lost credit card?
Call 1.866.820.4992 (domestic) or 1.727.299.2449 (international) 24/7 to report lost or stolen Mastercards.
What financial education resources do you offer?
Our partnership with Banzai provides free, interactive lessons on budgeting, saving, and managing debt through our financial wellness portal.
Reviews (5)
Brandy Johnson
Jan 25, 2022
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Operators are very kind and helpful. Sometimes very hard to get ahold of anyone other than an operator. Voicemails and emails dont get responded to for multiple days.
Richard T.
Apr 10, 2021
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Would just like to say a big thank you to Lydia for helping me to get my credit scores up and for helping me to get most of my bills transferred to RRCU. she was kind enough to assist me in getting a debt reconciliation loan so that I was able to close the book on a bad divorce situation and get all of the bills paid off and just have one bill to pay. Lydia was very understanding but also very professional in helping me...thanks so much Lydia.
Richard
Richard
Vanessa Marie Frenzel
Mar 28, 2021
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They always have great customer service skills, and not very long wait times, when you have to go into the lobby. They always protect your information incredibly well. Which is great! My husband and I love our bank and would recommend it to anyone.
Jason Snellen
Feb 01, 2021
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I have been banking River Region for years and they are like working with family which means a lot to me. They have and will keep my business because they know my name and do their job VERY well. I love when Alyssa Large is at the window...I literally have no idea how she does my deposits and sends out the receipt so fast...it's like she already has it done before I give it to her. AAA+++ and a BIG thumbs up for my rating!
ITzZpse
Dec 21, 2020
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I just started banking with River Region Credit Union after having been with a small town bank my whole life. I have had a great experience. I was able to refinance my car with a lower interest rate AND lower monthly payments as well as being able to have a banking app for the first time which is super convenient. Alyssa at this branch is amazing. She always gets me taken care of and she is always sweet and smiling. Thanks RRCU
