Business Details
50+ Years
experience
Trusted Debt Collection Services
Account Adjustment Bureau (AAB) has been a trusted partner in debt recovery since 1973, serving clients across the United States, Canada, and internationally. Our expertise spans both consumer and commercial B2B debt collection, with a team of certified collectors trained in the Fair Debt Collection Practices Act and commercial transaction regulations. With an average of 18+ years of experience, our collection management team provides free consultations and practical advice from seasoned professionals, not telesales representatives. We offer detailed reporting, credit bureau reporting, and interim payments for large balances, ensuring transparency and client satisfaction. As a fully licensed and bonded agency, we prioritize low-risk operations through advanced information systems and proven recovery strategies.Our early-stage collection programs have increased account recoveries by up to 56% for clients, demonstrating our commitment to maximizing returns. We serve diverse industries including construction, transportation, and healthcare, adapting to evolving legal landscapes to protect clients from liability. Clients benefit from our 50-year legacy of expertise, with testimonials highlighting our efficiency, professionalism, and consistent results. We provide seamless file transfers, rapid response times, and monthly remittances issued on the 10th day of the following month. Whether you're a small business or multinational corporation, our tailored solutions aim to improve your bottom line while maintaining compliance with all regulatory standards.
Services
Commercial Debt Collection
Consumer Debt Recovery
Early-Stage Collection Programs
Credit Bureau Reporting
Accounts Receivable Management
International Debt Collection
Construction Debt Recovery
Transportation Collections
Healthcare Debt Collection
Legal Debt Enforcement
Details
- Year established: 1973
Highlights and features
- We offer 50 years of combined industry experience across consumer and commercial debt recovery
- Our certified collectors receive specialized training in both consumer and commercial regulations
- Free consultations provided by professionals with minimum 20 years multi-industry experience
- We guarantee monthly remittances issued on the 10th day following collections
- Our early-stage programs increase recovery rates by up to 56% versus industry averages
What people say
Efficient and fast recovery
Professional staff
Monthly checks received
Excellent communication
Proven results
Services
Commercial Debt Collection
Specialized recovery of business-to-business debts with experienced collectors trained in commercial transaction regulations. Our team handles large balance accounts with progress reports within two business days and offers credit bureau reporting to enhance recovery outcomes. Clients receive detailed performance statistics and customized reporting for effective accounts receivable management.
Consumer Debt Recovery
Ethical recovery of consumer debts following Fair Debt Collection Practices Act guidelines. We provide free consultations with experts who average 18+ years in the field, offering monthly remittances and interim payments for large balances. Our system ensures compliance while maintaining positive client relationships through professional communication.
Early-Stage Collection Programs
Pre-legal debt recovery solutions that increase collection success rates by up to 56%. These programs leverage our 50-year experience in identifying optimal collection timelines and communication strategies. Clients benefit from rapid response times with collectors contacting debtors the same day files are submitted.
International Debt Collection
Cross-border debt recovery services covering Canada and international markets. Our team understands jurisdictional differences in debt collection laws and maintains compliance with both US regulations and foreign requirements. We handle documentation transfers and currency considerations to simplify international collections for business clients.
Accounts Receivable Management
Comprehensive accounts receivable services that integrate with client systems for efficient debt tracking. We provide detailed reporting on collection performance metrics and maintain secure data handling for large volume transfers. Our solutions help businesses improve cash flow while reducing internal administrative burdens.
Questions
What types of debt does AAB collect?
We collect both consumer and commercial B2B debts across multiple industries including construction, transportation, healthcare, and legal sectors.
How quickly do you start collections after account submission?
Our team begins collection activities the same day accounts are submitted with completed documentation.
Do you offer reporting on collection progress?
Yes, we provide detailed monthly reports and progress updates within two business days for large commercial accounts.
What makes AAB different from other collection agencies?
Our 50-year experience, certified collectors with 18+ years average tenure, and free expert consultations distinguish our service quality.
How are payments distributed to clients?
Trust checks are issued on the 10th day of the following month, with interim payments available for large balances.
Can you handle international debt collection?
Yes, we service clients in Canada and other international markets with appropriate legal compliance measures.
Reviews (5)
Pam Carpenter
Jan 08, 2022
Report
Positive:Professionalism,Quality,Responsiveness,Value
I had a great experience with Leah. She explained everything more than once if needed. She stayed calm and that helped me stay calm. She is a great employee. She deserves a treat. Thank you and Happy Holidays.
I had a great experience with Leah. She explained everything more than once if needed. She stayed calm and that helped me stay calm. She is a great employee. She deserves a treat. Thank you and Happy Holidays.
Latasha Pross
Dec 27, 2021
Report
Positive:Professionalism
I want to make it publicly known that Ms. Leah McKinney was very professional and knew her job and Im satisfied with her work and expertise. Thank you Ms. Leah McKinney, its people like you that make people like me wants to settled debt even if it was a debt that was placed on me fraudulently. May God Bless you in all you do!
I want to make it publicly known that Ms. Leah McKinney was very professional and knew her job and Im satisfied with her work and expertise. Thank you Ms. Leah McKinney, its people like you that make people like me wants to settled debt even if it was a debt that was placed on me fraudulently. May God Bless you in all you do!
Debra Tuck
Dec 19, 2021
Report
Positive:Professionalism,Responsiveness
A very Big thank you to Leah she was able to help my son get this resolved. And kept in contact throughout this. Thank you
A very Big thank you to Leah she was able to help my son get this resolved. And kept in contact throughout this. Thank you
Brad Lohner
Nov 27, 2021
Report
The management and staff of Account Adjustment Bureau are friendly and offer practical advice for slow-paying customers.
Pryncess Tate
Nov 27, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Leah M. Hoults Was excellent in helping me resolve all of my issues ! I recommend taking care of your debts and moving forward
Leah M. Hoults Was excellent in helping me resolve all of my issues ! I recommend taking care of your debts and moving forward
