All rates are subject to change without notice. Your actual rate, payment, and costs could be higher. APR (Annual Percentage Rate). A lower credit score may cause a higher loan rate. Your APR is based on credit worthiness, loan amount, current mileage, term of the loan and loan to value. Our goal is and always has been to help our members do better financially.
As a not for profit, full service financial institution, APCO Employees Credit Union offers the products and features you would find at a typical bank and combines them with the personal attention and advantages of a Credit Union. For example, we offer low rates and have the ability to waive certain fees unlike the common bank.
As a not for profit, full service financial institution, APCO Employees Credit Union offers the products and features you would find at a typical bank and combines them with the personal attention and advantages of a Credit Union. For example, we offer low rates and have the ability to waive certain fees unlike the common bank.
Services
Careers
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Responsible for providing a variety of paying and receiving functions for members in person and via phone. Accepts cash and check deposits, accurately and efficiently processes withdrawals and cashes checks within authority level, loan payments, cashiers' checks, money orders and cash advances. Proactively participates in cross-selling of Credit Union products and services.
Locations
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If your local branch is unexpectedly closed, branches in other cities may be open. Online and mobile banking, many ATMs and our Call Center are available 24/7. APCO Employees Credit Union participates in the CO-OP Shared Branching network. You have access at more than 5,000 other participating credit union locations across the country.
Privacy and Safety
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To do so, we are sometimes required to share information about you with others in order to complete your transactions or to provide certain financial opportunities. To protect your privacy, we have always limited the use of information we provide and only share information with companies that agree to maintain your privacy.
Insurance Services
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As an APCO Employees Credit Union member age 18 or older you can help protect your family's financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by Minnesota Life Insurance Company. You cannot be turned down for the Credit Union Paid Coverage - or any additional coverage you may select.
Becoming A Member
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An employee or retiree of Alabama Power Company, Southern Company Services, Southern Nuclear or other affiliated companies of the Southern Company. Your membership is for a lifetime. It is not affected by a job change, retirement or place of residence. The only requirement is that you keep at least $25 in your regular share (savings) account and continue to use our services.
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